<html xmlns:v="urn:schemas-microsoft-com:vml"਀砀洀氀渀猀㨀漀㴀∀甀爀渀㨀猀挀栀攀洀愀猀ⴀ洀椀挀爀漀猀漀昀琀ⴀ挀漀洀㨀漀昀昀椀挀攀㨀漀昀昀椀挀攀∀ 
xmlns:w="urn:schemas-microsoft-com:office:word"਀砀洀氀渀猀㨀洀㴀∀栀琀琀瀀㨀⼀⼀猀挀栀攀洀愀猀⸀洀椀挀爀漀猀漀昀琀⸀挀漀洀⼀漀昀昀椀挀攀⼀㈀　　㐀⼀㄀㈀⼀漀洀洀氀∀ 
xmlns="http://www.w3.org/TR/REC-html40">਀ 
<head>਀㰀洀攀琀愀 栀琀琀瀀ⴀ攀焀甀椀瘀㴀䌀漀渀琀攀渀琀ⴀ吀礀瀀攀 挀漀渀琀攀渀琀㴀∀琀攀砀琀⼀栀琀洀氀㬀 挀栀愀爀猀攀琀㴀甀渀椀挀漀搀攀∀㸀 
<meta name=ProgId content=Word.Document>਀㰀洀攀琀愀 渀愀洀攀㴀䜀攀渀攀爀愀琀漀爀 挀漀渀琀攀渀琀㴀∀䴀椀挀爀漀猀漀昀琀 圀漀爀搀 ㄀㈀∀㸀 
<meta name=Originator content="Microsoft Word 12">਀㰀氀椀渀欀 爀攀氀㴀䘀椀氀攀ⴀ䰀椀猀琀 栀爀攀昀㴀∀䨀愀渀㄀㄀开昀椀氀攀猀⼀昀椀氀攀氀椀猀琀⸀砀洀氀∀㸀 
<link rel=Edit-Time-Data href="Jan11_files/editdata.mso">਀㰀℀ⴀⴀ嬀椀昀 ℀洀猀漀崀㸀 
<style>਀瘀尀㨀⨀ 笀戀攀栀愀瘀椀漀爀㨀甀爀氀⠀⌀搀攀昀愀甀氀琀⌀嘀䴀䰀⤀㬀紀 
o\:* {behavior:url(#default#VML);}਀眀尀㨀⨀ 笀戀攀栀愀瘀椀漀爀㨀甀爀氀⠀⌀搀攀昀愀甀氀琀⌀嘀䴀䰀⤀㬀紀 
.shape {behavior:url(#default#VML);}਀㰀⼀猀琀礀氀攀㸀 
<![endif]--><!--[if gte mso 9]><xml>਀ 㰀漀㨀䐀漀挀甀洀攀渀琀倀爀漀瀀攀爀琀椀攀猀㸀 
  <o:Author>User</o:Author>਀  㰀漀㨀吀攀洀瀀氀愀琀攀㸀一漀爀洀愀氀䔀洀愀椀氀⸀搀漀琀洀㰀⼀漀㨀吀攀洀瀀氀愀琀攀㸀 
  <o:Revision>1</o:Revision>਀  㰀漀㨀吀漀琀愀氀吀椀洀攀㸀㄀　㰀⼀漀㨀吀漀琀愀氀吀椀洀攀㸀 
  <o:Created>2011-01-04T21:04:00Z</o:Created>਀  㰀漀㨀倀愀最攀猀㸀㄀㰀⼀漀㨀倀愀最攀猀㸀 
  <o:Words>5441</o:Words>਀  㰀漀㨀䌀栀愀爀愀挀琀攀爀猀㸀㌀㄀　㄀㜀㰀⼀漀㨀䌀栀愀爀愀挀琀攀爀猀㸀 
  <o:Lines>258</o:Lines>਀  㰀漀㨀倀愀爀愀最爀愀瀀栀猀㸀㜀㈀㰀⼀漀㨀倀愀爀愀最爀愀瀀栀猀㸀 
  <o:CharactersWithSpaces>36386</o:CharactersWithSpaces>਀  㰀漀㨀嘀攀爀猀椀漀渀㸀㄀㈀⸀　　㰀⼀漀㨀嘀攀爀猀椀漀渀㸀 
 </o:DocumentProperties>਀㰀⼀砀洀氀㸀㰀℀嬀攀渀搀椀昀崀ⴀⴀ㸀 
<link rel=themeData href="Jan11_files/themedata.thmx">਀㰀氀椀渀欀 爀攀氀㴀挀漀氀漀爀匀挀栀攀洀攀䴀愀瀀瀀椀渀最 栀爀攀昀㴀∀䨀愀渀㄀㄀开昀椀氀攀猀⼀挀漀氀漀爀猀挀栀攀洀攀洀愀瀀瀀椀渀最⸀砀洀氀∀㸀 
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  <w:Zoom>0</w:Zoom>਀  㰀眀㨀吀爀愀挀欀䴀漀瘀攀猀⼀㸀 
  <w:TrackFormatting/>਀  㰀眀㨀嘀愀氀椀搀愀琀攀䄀最愀椀渀猀琀匀挀栀攀洀愀猀⼀㸀 
  <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>਀  㰀眀㨀䤀最渀漀爀攀䴀椀砀攀搀䌀漀渀琀攀渀琀㸀昀愀氀猀攀㰀⼀眀㨀䤀最渀漀爀攀䴀椀砀攀搀䌀漀渀琀攀渀琀㸀 
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  <w:LidThemeOther>EN-US</w:LidThemeOther>਀  㰀眀㨀䰀椀搀吀栀攀洀攀䄀猀椀愀渀㸀堀ⴀ一伀一䔀㰀⼀眀㨀䰀椀搀吀栀攀洀攀䄀猀椀愀渀㸀 
  <w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>਀  㰀眀㨀䌀漀洀瀀愀琀椀戀椀氀椀琀礀㸀 
   <w:DoNotExpandShiftReturn/>਀   㰀眀㨀䈀爀攀愀欀圀爀愀瀀瀀攀搀吀愀戀氀攀猀⼀㸀 
   <w:SplitPgBreakAndParaMark/>਀   㰀眀㨀䐀漀渀琀嘀攀爀琀䄀氀椀最渀䌀攀氀氀圀椀琀栀匀瀀⼀㸀 
   <w:DontBreakConstrainedForcedTables/>਀   㰀眀㨀䐀漀渀琀嘀攀爀琀䄀氀椀最渀䤀渀吀砀戀砀⼀㸀 
   <w:Word11KerningPairs/>਀   㰀眀㨀䌀愀挀栀攀搀䌀漀氀䈀愀氀愀渀挀攀⼀㸀 
  </w:Compatibility>਀  㰀眀㨀䈀爀漀眀猀攀爀䰀攀瘀攀氀㸀䴀椀挀爀漀猀漀昀琀䤀渀琀攀爀渀攀琀䔀砀瀀氀漀爀攀爀㐀㰀⼀眀㨀䈀爀漀眀猀攀爀䰀攀瘀攀氀㸀 
  <m:mathPr>਀   㰀洀㨀洀愀琀栀䘀漀渀琀 洀㨀瘀愀氀㴀∀䌀愀洀戀爀椀愀 䴀愀琀栀∀⼀㸀 
   <m:brkBin m:val="before"/>਀   㰀洀㨀戀爀欀䈀椀渀匀甀戀 洀㨀瘀愀氀㴀∀☀⌀㐀㔀㬀ⴀ∀⼀㸀 
   <m:smallFrac m:val="off"/>਀   㰀洀㨀搀椀猀瀀䐀攀昀⼀㸀 
   <m:lMargin m:val="0"/>਀   㰀洀㨀爀䴀愀爀最椀渀 洀㨀瘀愀氀㴀∀　∀⼀㸀 
   <m:defJc m:val="centerGroup"/>਀   㰀洀㨀眀爀愀瀀䤀渀搀攀渀琀 洀㨀瘀愀氀㴀∀㄀㐀㐀　∀⼀㸀 
   <m:intLim m:val="subSup"/>਀   㰀洀㨀渀愀爀礀䰀椀洀 洀㨀瘀愀氀㴀∀甀渀搀伀瘀爀∀⼀㸀 
  </m:mathPr></w:WordDocument>਀㰀⼀砀洀氀㸀㰀℀嬀攀渀搀椀昀崀ⴀⴀ㸀㰀℀ⴀⴀ嬀椀昀 最琀攀 洀猀漀 㤀崀㸀㰀砀洀氀㸀 
 <w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"਀  䐀攀昀匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 䐀攀昀儀䘀漀爀洀愀琀㴀∀昀愀氀猀攀∀ 䐀攀昀倀爀椀漀爀椀琀礀㴀∀㤀㤀∀ 
  LatentStyleCount="267">਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="Normal"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="heading 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="heading 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀栀攀愀搀椀渀最 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀栀攀愀搀椀渀最 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀栀攀愀搀椀渀最 㜀∀⼀㸀 
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀栀攀愀搀椀渀最 㤀∀⼀㸀 
  <w:LsdException Locked="false" Priority="39" Name="toc 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 一愀洀攀㴀∀琀漀挀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="39" Name="toc 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 一愀洀攀㴀∀琀漀挀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="39" Name="toc 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 一愀洀攀㴀∀琀漀挀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="39" Name="toc 7"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 一愀洀攀㴀∀琀漀挀 㠀∀⼀㸀 
  <w:LsdException Locked="false" Priority="39" Name="toc 9"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㔀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀挀愀瀀琀椀漀渀∀⼀㸀 
  <w:LsdException Locked="false" Priority="10" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀吀椀琀氀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="1" Name="Default Paragraph Font"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㄀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="Subtitle"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㈀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="Strong"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㈀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="Emphasis"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
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  <w:LsdException Locked="false" Priority="1" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀一漀 匀瀀愀挀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䰀椀最栀琀 匀栀愀搀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䰀椀最栀琀 䜀爀椀搀∀⼀㸀 
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䐀愀爀欀 䰀椀猀琀∀⼀㸀 
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䰀椀猀琀∀⼀㸀 
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䰀椀最栀琀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䰀椀最栀琀 䜀爀椀搀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㈀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀昀愀氀猀攀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" UnhideWhenUsed="false" Name="Revision"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㐀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="List Paragraph"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㈀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="Quote"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="Intense Quote"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㘀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium List 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㠀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Dark List Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Shading Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful List Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Grid Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light Shading Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light List Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light Grid Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㐀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium List 1 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㘀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium List 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㠀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Dark List Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Shading Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful List Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Grid Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light Shading Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light List Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light Grid Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㐀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium List 1 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㘀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium List 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㠀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Dark List Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Shading Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful List Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Grid Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light Shading Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light List Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light Grid Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㐀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium List 1 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㘀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium List 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㠀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Dark List Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Shading Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful List Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Grid Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light Shading Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light List Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light Grid Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㐀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium List 1 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㘀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium List 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㠀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Dark List Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Shading Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful List Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Grid Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light Shading Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light List Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Light Grid Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㐀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium List 1 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㘀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium List 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㠀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀　∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Dark List Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Shading Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful List Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" Name="Colorful Grid Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㄀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㈀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㄀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㈀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㌀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 
   UnhideWhenUsed="false" QFormat="true" Name="Book Title"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㜀∀ 一愀洀攀㴀∀䈀椀戀氀椀漀最爀愀瀀栀礀∀⼀㸀 
  <w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"/>਀ 㰀⼀眀㨀䰀愀琀攀渀琀匀琀礀氀攀猀㸀 
</xml><![endif]-->਀㰀猀琀礀氀攀㸀 
<!--਀ ⼀⨀ 䘀漀渀琀 䐀攀昀椀渀椀琀椀漀渀猀 ⨀⼀ 
 @font-face਀ऀ笀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀洀戀爀椀愀 䴀愀琀栀∀㬀 
	panose-1:2 4 5 3 5 4 6 3 2 4;਀ऀ洀猀漀ⴀ昀漀渀琀ⴀ挀栀愀爀猀攀琀㨀　㬀 
	mso-generic-font-family:roman;਀ऀ洀猀漀ⴀ昀漀渀琀ⴀ瀀椀琀挀栀㨀瘀愀爀椀愀戀氀攀㬀 
	mso-font-signature:-1610611985 1107304683 0 0 415 0;}਀䀀昀漀渀琀ⴀ昀愀挀攀 
	{font-family:Calibri;਀ऀ瀀愀渀漀猀攀ⴀ㄀㨀㈀ ㄀㔀 㔀 ㈀ ㈀ ㈀ 㐀 ㌀ ㈀ 㐀㬀 
	mso-font-charset:0;਀ऀ洀猀漀ⴀ最攀渀攀爀椀挀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀猀眀椀猀猀㬀 
	mso-font-pitch:variable;਀ऀ洀猀漀ⴀ昀漀渀琀ⴀ猀椀最渀愀琀甀爀攀㨀ⴀ㔀㈀　　㤀㈀㤀㈀㤀 ㄀　㜀㌀㜀㠀㘀㄀㄀㄀ 㤀 　 㐀㄀㔀 　㬀紀 
 /* Style Definitions */਀ 瀀⸀䴀猀漀一漀爀洀愀氀Ⰰ 氀椀⸀䴀猀漀一漀爀洀愀氀Ⰰ 搀椀瘀⸀䴀猀漀一漀爀洀愀氀 
	{mso-style-unhide:no;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ焀昀漀爀洀愀琀㨀礀攀猀㬀 
	mso-style-parent:"";਀ऀ洀愀爀最椀渀㨀　椀渀㬀 
	margin-bottom:.0001pt;਀ऀ洀猀漀ⴀ瀀愀最椀渀愀琀椀漀渀㨀眀椀搀漀眀ⴀ漀爀瀀栀愀渀㬀 
	font-size:12.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀Ⰰ∀猀攀爀椀昀∀㬀 
	mso-fareast-font-family:Calibri;਀ऀ洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀椀渀漀爀ⴀ氀愀琀椀渀㬀紀 
h2਀ऀ笀洀猀漀ⴀ猀琀礀氀攀ⴀ瀀爀椀漀爀椀琀礀㨀㤀㬀 
	mso-style-unhide:no;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ焀昀漀爀洀愀琀㨀礀攀猀㬀 
	mso-style-link:"Heading 2 Char";਀ऀ洀猀漀ⴀ洀愀爀最椀渀ⴀ琀漀瀀ⴀ愀氀琀㨀愀甀琀漀㬀 
	margin-right:0in;਀ऀ洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀愀甀琀漀㬀 
	margin-left:0in;਀ऀ洀猀漀ⴀ瀀愀最椀渀愀琀椀漀渀㨀眀椀搀漀眀ⴀ漀爀瀀栀愀渀㬀 
	mso-outline-level:2;਀ऀ昀漀渀琀ⴀ猀椀稀攀㨀㄀㠀⸀　瀀琀㬀 
	font-family:"Times New Roman","serif";਀ऀ昀漀渀琀ⴀ眀攀椀最栀琀㨀戀漀氀搀㬀紀 
a:link, span.MsoHyperlink਀ऀ笀洀猀漀ⴀ猀琀礀氀攀ⴀ瀀爀椀漀爀椀琀礀㨀㤀㤀㬀 
	color:blue;਀ऀ琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀甀渀搀攀爀氀椀渀攀㬀 
	text-underline:single;}਀愀㨀瘀椀猀椀琀攀搀Ⰰ 猀瀀愀渀⸀䴀猀漀䠀礀瀀攀爀氀椀渀欀䘀漀氀氀漀眀攀搀 
	{mso-style-noshow:yes;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ瀀爀椀漀爀椀琀礀㨀㤀㤀㬀 
	color:purple;਀ऀ琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀甀渀搀攀爀氀椀渀攀㬀 
	text-underline:single;}਀瀀 
	{mso-style-priority:99;਀ऀ洀猀漀ⴀ洀愀爀最椀渀ⴀ琀漀瀀ⴀ愀氀琀㨀愀甀琀漀㬀 
	margin-right:0in;਀ऀ洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀愀甀琀漀㬀 
	margin-left:0in;਀ऀ洀猀漀ⴀ瀀愀最椀渀愀琀椀漀渀㨀眀椀搀漀眀ⴀ漀爀瀀栀愀渀㬀 
	font-size:12.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀Ⰰ∀猀攀爀椀昀∀㬀 
	mso-fareast-font-family:Calibri;਀ऀ洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀椀渀漀爀ⴀ氀愀琀椀渀㬀紀 
span.Heading2Char਀ऀ笀洀猀漀ⴀ猀琀礀氀攀ⴀ渀愀洀攀㨀∀䠀攀愀搀椀渀最 ㈀ 䌀栀愀爀∀㬀 
	mso-style-noshow:yes;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ瀀爀椀漀爀椀琀礀㨀㤀㬀 
	mso-style-unhide:no;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ氀漀挀欀攀搀㨀礀攀猀㬀 
	mso-style-link:"Heading 2";਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀㌀⸀　瀀琀㬀 
	mso-bidi-font-size:13.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀洀戀爀椀愀∀Ⰰ∀猀攀爀椀昀∀㬀 
	mso-ascii-font-family:Cambria;਀ऀ洀猀漀ⴀ愀猀挀椀椀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀愀樀漀爀ⴀ氀愀琀椀渀㬀 
	mso-fareast-font-family:"Times New Roman";਀ऀ洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀愀樀漀爀ⴀ昀愀爀攀愀猀琀㬀 
	mso-hansi-font-family:Cambria;਀ऀ洀猀漀ⴀ栀愀渀猀椀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀愀樀漀爀ⴀ氀愀琀椀渀㬀 
	mso-bidi-font-family:"Times New Roman";਀ऀ洀猀漀ⴀ戀椀搀椀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀愀樀漀爀ⴀ戀椀搀椀㬀 
	color:#4F81BD;਀ऀ洀猀漀ⴀ琀栀攀洀攀挀漀氀漀爀㨀愀挀挀攀渀琀㄀㬀 
	font-weight:bold;}਀猀瀀愀渀⸀最漀漀最焀猀ⴀ琀椀搀戀椀琀 
	{mso-style-name:goog_qs-tidbit;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ甀渀栀椀搀攀㨀渀漀㬀紀 
p.greenstyle3, li.greenstyle3, div.greenstyle3਀ऀ笀洀猀漀ⴀ猀琀礀氀攀ⴀ渀愀洀攀㨀最爀攀攀渀猀琀礀氀攀㌀㬀 
	mso-style-unhide:no;਀ऀ洀猀漀ⴀ洀愀爀最椀渀ⴀ琀漀瀀ⴀ愀氀琀㨀愀甀琀漀㬀 
	margin-right:0in;਀ऀ洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀愀甀琀漀㬀 
	margin-left:0in;਀ऀ洀猀漀ⴀ瀀愀最椀渀愀琀椀漀渀㨀眀椀搀漀眀ⴀ漀爀瀀栀愀渀㬀 
	font-size:12.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀Ⰰ∀猀攀爀椀昀∀㬀 
	mso-fareast-font-family:Calibri;਀ऀ洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀椀渀漀爀ⴀ氀愀琀椀渀㬀紀 
.MsoChpDefault਀ऀ笀洀猀漀ⴀ猀琀礀氀攀ⴀ琀礀瀀攀㨀攀砀瀀漀爀琀ⴀ漀渀氀礀㬀 
	mso-default-props:yes;਀ऀ洀猀漀ⴀ愀猀挀椀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀㬀 
	mso-ascii-theme-font:minor-latin;਀ऀ洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀㬀 
	mso-fareast-theme-font:minor-latin;਀ऀ洀猀漀ⴀ栀愀渀猀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀㬀 
	mso-hansi-theme-font:minor-latin;਀ऀ洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀 
	mso-bidi-theme-font:minor-bidi;}਀䀀瀀愀最攀 圀漀爀搀匀攀挀琀椀漀渀㄀ 
	{size:8.5in 11.0in;਀ऀ洀愀爀最椀渀㨀㄀⸀　椀渀 ㄀⸀　椀渀 ㄀⸀　椀渀 ㄀⸀　椀渀㬀 
	mso-header-margin:.5in;਀ऀ洀猀漀ⴀ昀漀漀琀攀爀ⴀ洀愀爀最椀渀㨀⸀㔀椀渀㬀 
	mso-paper-source:0;}਀搀椀瘀⸀圀漀爀搀匀攀挀琀椀漀渀㄀ 
	{page:WordSection1;}਀ⴀⴀ㸀 
</style>਀㰀℀ⴀⴀ嬀椀昀 最琀攀 洀猀漀 ㄀　崀㸀 
<style>਀ ⼀⨀ 匀琀礀氀攀 䐀攀昀椀渀椀琀椀漀渀猀 ⨀⼀ 
 table.MsoNormalTable਀ऀ笀洀猀漀ⴀ猀琀礀氀攀ⴀ渀愀洀攀㨀∀吀愀戀氀攀 一漀爀洀愀氀∀㬀 
	mso-tstyle-rowband-size:0;਀ऀ洀猀漀ⴀ琀猀琀礀氀攀ⴀ挀漀氀戀愀渀搀ⴀ猀椀稀攀㨀　㬀 
	mso-style-noshow:yes;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ瀀爀椀漀爀椀琀礀㨀㤀㤀㬀 
	mso-style-qformat:yes;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ瀀愀爀攀渀琀㨀∀∀㬀 
	mso-padding-alt:0in 5.4pt 0in 5.4pt;਀ऀ洀猀漀ⴀ瀀愀爀愀ⴀ洀愀爀最椀渀㨀　椀渀㬀 
	mso-para-margin-bottom:.0001pt;਀ऀ洀猀漀ⴀ瀀愀最椀渀愀琀椀漀渀㨀眀椀搀漀眀ⴀ漀爀瀀栀愀渀㬀 
	font-size:11.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀氀椀戀爀椀∀Ⰰ∀猀愀渀猀ⴀ猀攀爀椀昀∀㬀 
	mso-ascii-font-family:Calibri;਀ऀ洀猀漀ⴀ愀猀挀椀椀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀椀渀漀爀ⴀ氀愀琀椀渀㬀 
	mso-hansi-font-family:Calibri;਀ऀ洀猀漀ⴀ栀愀渀猀椀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀椀渀漀爀ⴀ氀愀琀椀渀㬀 
	mso-bidi-font-family:"Times New Roman";਀ऀ洀猀漀ⴀ戀椀搀椀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀椀渀漀爀ⴀ戀椀搀椀㬀紀 
</style>਀㰀℀嬀攀渀搀椀昀崀ⴀⴀ㸀 
</head>਀ 
<body lang=EN-US link=blue vlink=purple style='tab-interval:.5in'>਀ 
<div class=WordSection1>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀∀㄀　　─∀ 
 style='width:100.0%;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184'>਀    㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀✀㸀 
  <td style='padding:.75pt .75pt .75pt .75pt'>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=10 cellpadding=0 width=878਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㘀⸀㈀㔀椀渀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀㜀⸀㔀瀀琀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
   0in 0in 0in 0in'>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td width="858" style='background:#2D3446;padding:0in 0in 0in 0in'>਀    㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=600਀     猀琀礀氀攀㴀✀眀椀搀琀栀㨀㘀⸀㈀㔀椀渀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
     0in 0in 0in 0in'>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=234 style='width:175.5pt;padding:0in 0in 0in 0in'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀椀洀最 眀椀搀琀栀㴀㈀㌀㌀ 栀攀椀最栀琀㴀㄀㄀㐀 椀搀㴀∀开砀　　　　开椀㄀　㈀㔀∀ 
      src="../images/logos/TSC2.jpg"਀      愀氀琀㴀∀吀栀攀 匀栀甀氀洀愀渀 䌀攀渀琀攀爀∀㸀㰀⼀瀀㸀 
      </td>਀      㰀琀搀 眀椀搀琀栀㴀㈀㄀㜀 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㘀㈀⸀㜀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
      <p align=center style='text-align:center'><strong><span style='font-size:਀      ㄀　⸀　瀀琀㬀挀漀氀漀爀㨀眀栀椀琀攀✀㸀吀攀爀爀攀渀挀攀 匀栀甀氀洀愀渀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀戀爀㸀 
      <span style='font-size:10.0pt;color:#FFC865'>JD, LMSW, ACSW, CAAC, CPC <br>਀      䘀漀甀渀搀攀爀⼀䐀椀爀攀挀琀漀爀 漀昀 㰀戀爀㸀 
      The Shulman Center</span></p>਀      㰀⼀琀搀㸀 
      <td width=150 rowspan=2 valign=top style='width:112.5pt;padding:0in 0in 0in 0in'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀㰀椀洀最 眀椀搀琀栀㴀㄀㐀㤀 
      height=200 id="_x0000_i1026"਀      猀爀挀㴀∀⸀⸀⼀椀洀愀最攀猀⼀栀攀愀搀ⴀ戀漀漀欀⼀吀攀爀爀礀ⴀ　㜀ⴀ䈀ⴀ㄀㔀　ⴀ㈀　　ⴀ挀爀漀瀀瀀攀搀㈀⸀樀瀀最∀ 
      alt="Terry Shulman"></span></p>਀      㰀⼀琀搀㸀 
     </tr>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀㄀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td colspan=2 valign=top style='padding:0in 0in 0in 0in'>਀      㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀㄀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 
       width=450 style='width:337.5pt;mso-cellspacing:7.5pt;mso-yfti-tbllook:਀       ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
       <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀        㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
        <p class=MsoNormal align=center style='text-align:center'><strong><span਀        猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀眀栀椀琀攀✀㸀䨀愀渀甀愀爀礀☀渀戀猀瀀㬀㈀　㄀㄀☀渀戀猀瀀㬀䴀漀渀琀栀氀礀 
        e-Newsletter</span></strong><br>਀        㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀⌀䘀䘀䌀㠀㘀㔀✀㸀☀焀甀漀琀㬀吀栀攀 䐀攀挀愀搀攀 
        In Review&quot;</span></strong><b><span style='font-size:10.0pt;਀        挀漀氀漀爀㨀⌀䘀䘀䌀㠀㘀㔀✀㸀㰀戀爀㸀 
        <strong>By Terrence Daryl Shulman</strong></span></b></p>਀        㰀⼀琀搀㸀 
       </tr>਀      㰀⼀琀愀戀氀攀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀⼀搀椀瘀㸀 
    </td>਀   㰀⼀琀爀㸀 
   <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
    <div align=center>਀    㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀㄀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 
     width=600 style='width:6.25in;mso-cellspacing:7.5pt;mso-yfti-tbllook:1184;਀     洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
     <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀      㰀琀搀 瘀愀氀椀最渀㴀琀漀瀀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
      <p><b><span style='font-size:10.0pt;color:mediumvioletred'><br>਀      㰀⼀猀瀀愀渀㸀㰀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀甀㸀䠀䄀倀倀夀 
      NEW YEAR TO ALL!</u></span></em></b><em><span style='color:black'>&nbsp;</span></em><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>The਀      匀栀甀氀洀愀渀 䌀攀渀琀攀爀 漀昀昀攀爀猀 猀瀀攀挀椀愀氀 搀椀猀挀漀甀渀琀攀搀 栀漀氀椀搀愀礀 爀攀氀愀瀀猀攀 瀀爀攀瘀攀渀琀椀漀渀 瀀栀漀渀攀 
      counseling &quot;tune-ups.&quot; Please contact us to find out how we can਀      栀攀氀瀀 礀漀甀爀 栀漀氀椀搀愀礀猀 戀攀 猀愀昀攀 愀渀搀 猀甀挀挀攀猀猀昀甀氀℀ 䘀攀攀猀 洀愀礀 最漀 甀瀀 愀昀琀攀爀 䨀愀渀甀愀爀礀 
      1, 2011 so act fast!<br>਀      㰀戀爀㸀 
      Mr. Shulman will be conducting a 90-minute Power Point presentation਀      攀渀琀椀琀氀攀搀 ☀焀甀漀琀㬀䈀椀琀椀渀最 吀栀攀 䠀愀渀搀 吀栀愀琀 䘀攀攀搀猀㨀 吀栀攀 䔀洀瀀氀漀礀攀攀 吀栀攀昀琀 䔀瀀椀搀攀洀椀挀⸀⸀⸀ 
      New Perspectives, New Solutions&quot; based on his book of the same਀      琀椀琀氀攀⸀ 䤀琀 眀椀氀氀 戀攀 栀攀氀搀 吀甀攀猀搀愀礀 䨀愀渀甀愀爀礀 ㄀㠀Ⰰ ㈀　㄀㄀ 昀爀漀洀 㠀㨀㌀　ⴀ㄀　㨀㌀　愀洀 愀琀 吀栀攀 
      American Society of Employers Training Center: 19575 Victor Parkway Suite਀      ㈀㌀　 䰀椀瘀漀渀椀愀Ⰰ 䴀椀挀栀椀最愀渀⸀ 䌀漀渀琀愀挀琀 䜀攀漀爀最攀 䈀爀漀眀渀 愀琀 ㈀㐀㠀ⴀ㈀㈀㌀ⴀ㠀　㄀㤀 漀爀 㰀愀 
      href="mailto:gbrown@aseonline.org">gbrown@aseonline.org</a> or register਀      搀椀爀攀挀琀氀礀 戀礀☀渀戀猀瀀㬀挀漀瀀礀椀渀最⼀瀀愀猀琀椀渀最 琀栀攀☀渀戀猀瀀㬀氀椀渀欀㨀㰀戀爀㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㄀㤀㤀㈀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀愀猀攀漀渀氀椀渀攀⸀漀爀最─㈀昀䐀攀猀欀琀漀瀀䴀漀搀甀氀攀猀─㈀昀䔀瘀攀渀琀猀䌀愀氀攀渀搀愀爀─㈀昀倀漀瀀甀瀀⸀愀猀瀀砀─㌀昀䤀琀攀洀䤀䐀─㌀搀㠀㘀㤀─㈀㘀愀洀瀀─㌀戀䴀椀搀─㌀搀㘀㐀㌀㤀─㈀㘀愀洀瀀─㌀戀倀漀爀琀愀氀䤀䐀─㌀搀　─㈀㘀愀洀瀀─㌀戀吀愀戀䤀䐀─㌀搀㜀㔀─㈀㘀愀洀瀀─㌀戀搀─㌀搀㈀　㄀㄀　㄀㄀㠀─㈀㘀愀洀瀀─㌀戀挀甀氀琀甀爀攀─㌀搀攀渀ⴀ唀匀∀㸀㰀猀瀀愀渀 
      style='font-size:7.5pt'>http://www.aseonline.org/DesktopModules/EventsCalendar/Popup.aspx?ItemID=869&amp;Mid=6439&amp;PortalID=0&amp;TabID=75&amp;d=20110118&amp;culture=en-US</span></a><br>਀      㰀戀爀㸀 
      Check out our new online support group for compulsive shoppers/spenders਀      愀渀搀 栀漀愀爀搀攀爀猀⸀ 刀攀最椀猀琀攀爀 戀礀☀渀戀猀瀀㬀最漀椀渀最 琀漀 琀栀攀☀渀戀猀瀀㬀氀椀渀欀㨀 㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;font-family:"Arial","sans-serif";color:purple'><a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀栀攀愀氀琀栀⸀最爀漀甀瀀猀⸀礀愀栀漀漀⸀挀漀洀⼀最爀漀甀瀀⼀猀栀漀瀀瀀攀爀猀愀渀搀猀瀀攀渀搀攀爀猀⼀吀栀攀∀㸀栀琀琀瀀㨀⼀⼀栀攀愀氀琀栀⸀最爀漀甀瀀猀⸀礀愀栀漀漀⸀挀漀洀⼀最爀漀甀瀀⼀猀栀漀瀀瀀攀爀猀愀渀搀猀瀀攀渀搀攀爀猀⼀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;color:black'><o:p></o:p></span></p>਀      㰀瀀 猀琀礀氀攀㴀✀洀愀爀最椀渀ⴀ戀漀琀琀漀洀㨀㄀㈀⸀　瀀琀㬀琀攀砀琀ⴀ愀氀椀最渀㨀樀甀猀琀椀昀礀✀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;color:black'>Mr. Shulman will be presenting two਀      㘀ⴀ栀漀甀爀 猀攀洀椀渀愀爀猀 昀漀爀 挀漀渀琀椀渀甀渀椀渀最 攀搀甀挀愀琀椀漀渀 挀爀攀搀椀琀 漀渀 䘀爀椀搀愀礀 䘀攀戀爀甀愀爀礀 ㄀㄀Ⰰ 
      2011 and also on Sunday February 20, 2011 in the metro-Detroit area. Each਀      猀攀洀椀渀愀爀 眀椀氀氀 挀漀瘀攀爀 洀愀琀攀爀椀愀氀 漀渀 猀栀漀瀀氀椀昀琀椀渀最⼀欀氀攀瀀琀漀洀愀渀椀愀⼀攀洀瀀氀漀礀攀攀 琀栀攀昀琀Ⰰ 
      compulsive shopping/spending, and hoarding/cluttering disorders. Please਀      挀漀渀琀愀挀琀 吀栀攀㰀戀爀㸀 
      Shulman Center for more information and/or registration.<br>਀      㰀戀爀㸀 
      The Shulman Center will be&nbsp;conducting an all-day conference in਀      䐀攀琀爀漀椀琀 匀愀琀甀爀搀愀礀 伀挀琀漀戀攀爀 ㄀Ⰰ ㈀　㄀㄀ 漀渀 愀搀搀椀挀琀椀瘀攀ⴀ挀漀洀瀀甀氀猀椀瘀攀 
      shoplifting/employee theft, kleptomania, &nbsp;compulsive਀      漀瘀攀爀猀栀漀瀀瀀椀渀最⼀漀瘀攀爀猀瀀攀渀搀椀渀最Ⰰ 愀渀搀 栀漀愀爀搀椀渀最⼀挀氀甀琀琀攀爀椀渀最 搀椀猀漀爀搀攀爀猀⸀ 匀攀攀☀渀戀猀瀀㬀㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2551994&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.theshulmancenter.com%2fconference11.htm">http://www.theshulmancenter.com/conference11.htm</a><br>਀      㰀戀爀㸀 
      Check out our new 1-hour employee theft online course. Learn why people਀      挀漀洀洀椀琀 攀洀瀀氀漀礀攀攀 琀栀攀昀琀Ⰰ 栀漀眀 琀漀 搀攀琀攀爀 椀琀Ⰰ 愀渀搀 眀栀愀琀 琀漀 搀漀 眀栀攀渀 挀漀渀昀爀漀渀琀攀搀 
      with it. See </span><u><span style='font-size:10.0pt;color:blue'><a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀琀栀攀猀栀甀氀洀愀渀挀攀渀琀攀爀⸀㌀㘀　琀爀愀椀渀椀渀最⸀挀漀洀∀㸀栀琀琀瀀㨀⼀⼀琀栀攀猀栀甀氀洀愀渀挀攀渀琀攀爀⸀㌀㘀　琀爀愀椀渀椀渀最⸀挀漀洀㰀⼀愀㸀㰀戀爀㸀 
      </span></u><span style='font-size:10.0pt;color:black'><br>਀      䌀栀攀挀欀 漀甀琀 漀甀爀 渀攀眀 猀栀漀爀琀 甀瀀氀漀愀搀攀搀 眀攀戀ⴀ瘀椀搀攀漀猀 漀渀 猀栀漀瀀氀椀昀琀椀渀最 愀搀搀椀挀琀椀漀渀Ⰰ 
      employee theft, and compulsive shopping/spending at&nbsp;<a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㄀㤀㤀㔀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀琀栀攀猀栀甀氀洀愀渀挀攀渀琀攀爀⸀挀漀洀─㈀昀瘀椀搀攀漀愀爀挀栀椀瘀攀⸀栀琀洀氀∀ 
      target="_blank">../video-archive.html</a>&nbsp;and਀      愀氀猀漀 漀渀 夀漀甀吀甀戀攀 甀渀搀攀爀 ☀焀甀漀琀㬀吀栀攀 匀栀甀氀洀愀渀 䌀攀渀琀攀爀☀焀甀漀琀㬀 愀琀☀渀戀猀瀀㬀㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2551996&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fyoutube.com%2f"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀栀琀琀瀀㨀⼀⼀礀漀甀琀甀戀攀⸀挀漀洀㰀戀爀㸀 
      </a><br>਀      䌀栀攀挀欀 漀甀琀 漀甀爀 渀攀眀 眀攀戀猀椀琀攀猀 漀渀 栀漀愀爀搀椀渀最 愀琀☀渀戀猀瀀㬀㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2551997&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.hoardingtherapy.com%2f"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀眀眀眀⸀栀漀愀爀搀椀渀最琀栀攀爀愀瀀礀⸀挀漀洀㰀⼀愀㸀 ☀愀洀瀀㬀 㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;color:blue'><a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㄀㤀㤀㠀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀栀漀愀爀搀攀爀猀愀渀漀渀礀洀漀甀猀⸀漀爀最∀㸀眀眀眀⸀栀漀愀爀搀攀爀猀愀渀漀渀礀洀漀甀猀⸀漀爀最㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;color:black'><br>਀      㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <hr>਀       
      <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0਀       眀椀搀琀栀㴀∀㄀　　─∀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀　　⸀　─㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
       1184;mso-padding-alt:0in 0in 0in 0in'>਀       㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
        <td style='padding:0in 0in 0in 0in'>਀        㰀栀㈀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㈀⸀　瀀琀㬀挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀伀甀爀 䴀椀猀猀椀漀渀 
        Statement:</span></u></h2>਀        㰀瀀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀吀栀攀 匀栀甀氀洀愀渀 䌀攀渀琀攀爀✀猀 洀椀猀猀椀漀渀 椀猀 琀漀 
        provide the most professional, confidential, progressive, comprehensive,਀        愀渀搀 攀昀昀攀挀琀椀瘀攀 琀爀攀愀琀洀攀渀琀 昀漀爀 瀀攀爀猀漀渀猀 眀椀琀栀 琀栀攀昀琀 愀渀搀 漀瘀攀爀猀瀀攀渀搀椀渀最 
        disorders. We are committed to serving individuals, couples, families,਀        愀渀搀 琀栀攀 挀漀洀洀甀渀椀琀礀ⴀ愀琀ⴀ氀愀爀最攀 琀栀爀漀甀最栀 攀搀甀挀愀琀椀漀渀Ⰰ 愀猀猀攀猀猀洀攀渀琀Ⰰ 愀渀搀 琀爀攀愀琀洀攀渀琀 
        of these issues. We are committed to immediate results and lasting਀        挀栀愀渀最攀猀 椀渀 瀀攀漀瀀氀攀✀猀 氀椀瘀攀猀⸀ 圀攀 栀愀瘀攀 愀 瀀爀漀瘀攀渀 爀攀挀漀爀搀 漀昀 猀攀渀猀椀琀椀瘀椀琀礀 愀渀搀 
        success. We are assisting in creating a world where nobody has to steal਀        漀爀 漀瘀攀爀猀瀀攀渀搀⸀ 伀甀爀 瘀椀猀椀漀渀 椀猀 愀 眀漀爀氀搀 漀昀 攀洀漀琀椀漀渀愀氀 愀渀搀 昀椀渀愀渀挀椀愀氀 栀攀愀氀琀栀 
        and balance, of honesty and deep self-esteem and self-worth for all.<br>਀        㰀戀爀㸀 
        </span><strong><u><span style='color:mediumvioletred'>Please Note:</span></u></strong><b><u><span਀        猀琀礀氀攀㴀✀挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀㰀戀爀㸀 
        </span></u></b><span style='font-size:10.0pt'><br>਀        吀栀攀 匀栀甀氀洀愀渀 䌀攀渀琀攀爀 眀椀氀氀 戀攀☀渀戀猀瀀㬀挀漀渀搀甀挀琀椀渀最 愀渀 愀氀氀ⴀ搀愀礀 挀漀渀昀攀爀攀渀挀攀 椀渀 
        Detroit Saturday October 1, 2011 on addictive-compulsive਀        猀栀漀瀀氀椀昀琀椀渀最⼀攀洀瀀氀漀礀攀攀 琀栀攀昀琀Ⰰ 欀氀攀瀀琀漀洀愀渀椀愀Ⰰ ☀渀戀猀瀀㬀挀漀洀瀀甀氀猀椀瘀攀 
        overshopping/overspending, and hoarding/cluttering disorders. See&nbsp;<a਀        栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㄀㤀㤀㤀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀琀栀攀猀栀甀氀洀愀渀挀攀渀琀攀爀⸀挀漀洀─㈀昀挀漀渀昀攀爀攀渀挀攀㄀㄀⸀栀琀洀∀㸀㰀猀瀀愀渀 
        style='color:purple'>http://www.theshulmancenter.com/conference11.htm</span></a></span></p>਀        㰀⼀琀搀㸀 
       </tr>਀      㰀⼀琀愀戀氀攀㸀 
      <hr>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀戀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀吀䠀䔀 䐀䔀䌀䄀䐀䔀 
        IN REVIEW: 2000 - 2010</span></u></b><span style='font-size:10.0pt;਀      挀漀氀漀爀㨀戀氀愀挀欀✀㸀 㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='margin-bottom:12.0pt;text-align:justify'><strong><u><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀匀䠀伀倀䰀䤀䘀吀䤀一䜀⼀䔀䴀倀䰀伀夀䔀䔀 
      THEFT/OVERSHOPPING/HOARDING</span></u></strong><b><u><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀㰀戀爀㸀 
      </span></u></b><span style='font-size:10.0pt;color:black'><br>਀      㰀猀琀爀漀渀最㸀㰀椀㸀圀漀眀℀ 圀栀攀爀攀 搀椀搀 琀栀攀 搀攀挀愀搀攀 最漀㼀 㰀⼀椀㸀㰀⼀猀琀爀漀渀最㸀㰀攀洀㸀䄀猀 眀攀 氀攀愀瀀琀 
      into the 21st century we've seen so many changes in our world. Over the਀      氀愀猀琀 ㄀　 礀攀愀爀猀 眀攀✀瘀攀 愀氀猀漀 猀攀攀渀 愀 最爀愀搀甀愀氀 戀甀琀 搀爀愀洀愀琀椀挀 猀栀椀昀琀 椀渀 琀栀攀 眀愀礀 眀攀 
      are thinking about, talking about and treating disorders such as਀      猀栀漀瀀氀椀昀琀椀渀最Ⰰ 攀洀瀀氀漀礀攀攀 琀栀攀昀琀Ⰰ 猀栀漀瀀瀀椀渀最⼀猀瀀攀渀搀椀渀最Ⰰ 愀渀搀 栀漀愀爀搀椀渀最⸀ 圀攀 愀琀 吀栀攀 
      Shulman Center have been passionate about educating and helping people਀      愀渀搀 眀攀 昀攀攀氀 瀀爀漀甀搀 琀漀 猀琀愀渀搀 眀椀琀栀 昀攀氀氀漀眀 瀀椀漀渀攀攀爀猀 愀琀 琀栀攀 昀漀爀攀昀爀漀渀琀 漀昀 渀攀眀 
      understanding, acceptance,&nbsp;and&nbsp;treatment of&nbsp;these਀      搀椀猀漀爀搀攀爀猀⸀ 䠀攀爀攀 椀猀 愀 戀爀椀攀昀☀渀戀猀瀀㬀挀栀爀漀渀漀氀漀最礀 漀昀 猀漀洀攀☀渀戀猀瀀㬀洀椀氀攀猀琀漀渀攀猀 
      in&nbsp;this&nbsp;journey&nbsp;over the last decade...</em><i><br>਀      㰀⼀椀㸀㰀戀爀㸀 
      <strong>2000</strong>:&nbsp;Mr. Shulman starts&nbsp;CASA-online support਀      最爀漀甀瀀㬀☀渀戀猀瀀㬀匀漀瀀栀椀攀 䬀椀渀猀攀氀氀愀 瀀甀戀氀椀猀栀攀猀 ☀焀甀漀琀㬀䌀漀渀昀攀猀猀椀漀渀猀 漀昀 䄀 
      Shopaholic&quot;...<br>਀      㰀戀爀㸀 
      <strong>2001</strong>: Winona Ryder's (in)famous shoplifting arrest at਀      匀愀欀✀猀 㔀琀栀 䄀瘀攀渀甀攀㬀 䔀渀爀漀渀 挀爀椀猀椀猀 ⠀琀栀攀 甀氀琀椀洀愀琀攀 椀渀 攀洀瀀氀漀礀攀攀 琀栀攀昀琀℀㬀 㤀⼀㄀㄀ 
      attack--President Bush instructs Americans to &quot;keep shopping&quot;਀      愀猀☀渀戀猀瀀㬀攀挀漀渀漀洀礀 戀攀最椀渀猀 琀漀 昀愀氀琀攀爀⸀⸀㰀戀爀㸀 
      <br>਀      㰀猀琀爀漀渀最㸀㈀　　㈀㰀⼀猀琀爀漀渀最㸀㨀 ㄀　ⴀ夀攀愀爀 䄀渀渀椀瘀攀爀猀愀爀礀 漀昀 䌀⸀䄀⸀匀⸀䄀⸀ ⠀䌀氀攀瀀琀漀洀愀渀椀愀挀猀 䄀渀搀 
      Shoplifters Anonymous) in metro-Detroit; Winona Ryder found guilty of਀      氀愀爀挀攀渀礀 戀礀 樀甀爀礀 琀爀椀愀氀⸀⸀⸀㰀戀爀㸀 
      <br>਀      㰀猀琀爀漀渀最㸀㈀　　㌀㰀⼀猀琀爀漀渀最㸀㨀☀渀戀猀瀀㬀䴀爀⸀ 匀栀甀氀洀愀渀 瀀甀戀氀椀猀栀攀猀☀渀戀猀瀀㬀☀焀甀漀琀㬀匀漀洀攀琀栀椀渀最 
      for Nothing: Shoplifting Addiction and Recovery&quot;; CASA groups਀      攀砀瀀愀渀搀攀搀 椀渀 洀攀琀爀漀ⴀ䐀攀琀爀漀椀琀 愀渀搀 愀挀爀漀猀猀 琀栀攀 唀⸀匀⸀⸀⸀㰀戀爀㸀 
      <br>਀      㰀猀琀爀漀渀最㸀㈀　　㐀㰀⼀猀琀爀漀渀最㸀㨀 䴀爀⸀ 匀栀甀氀洀愀渀 氀攀愀瘀攀猀 栀椀猀 挀漀甀渀猀攀氀椀渀最 瀀漀猀椀琀椀漀渀 愀琀 
      metro-Detroit area chemical dependency clinic where he worked since 1997਀      琀漀☀渀戀猀瀀㬀氀愀甀渀挀栀 吀栀攀 匀栀甀氀洀愀渀 䌀攀渀琀攀爀 昀漀爀 吀栀攀昀琀 䄀搀搀椀挀琀椀漀渀猀 愀渀搀 䐀椀猀漀爀搀攀爀猀㬀 䴀爀⸀ 
      Shulman appeared on Oprah to discuss shoplifting addiction; Suze Orman਀      戀爀攀愀欀猀 漀渀 琀栀攀 猀挀攀渀攀 眀椀琀栀 栀攀爀 漀眀渀 猀栀漀眀 愀渀搀 愀猀 愀 昀爀攀焀甀攀渀琀 最甀攀猀琀 漀渀 伀瀀爀愀栀㬀 
      Mr. Shulman consults for a Detroit-area&nbsp;education company to develop਀      愀 氀漀挀愀氀 挀漀甀爀琀ⴀ漀爀搀攀爀攀搀 琀栀攀昀琀 漀昀昀攀渀搀攀爀 瀀爀漀最爀愀洀⸀⸀⸀㰀戀爀㸀 
      <br>਀      㰀猀琀爀漀渀最㸀㈀　　㔀㰀⼀猀琀爀漀渀最㸀㨀 䴀爀⸀ 匀栀甀氀洀愀渀 瀀甀戀氀椀猀栀攀猀 ☀焀甀漀琀㬀䈀椀琀椀渀最 吀栀攀 䠀愀渀搀 吀栀愀琀 
      Feeds: The Employee Theft Epidemic... New Perspectives, New਀      匀漀氀甀琀椀漀渀猀☀焀甀漀琀㬀㬀 ㄀猀琀 䤀渀琀攀爀渀愀琀椀漀渀愀氀 䌀漀渀昀攀爀攀渀挀攀 漀渀 吀栀攀昀琀 䄀搀搀椀挀琀椀漀渀猀 愀渀搀 
      Disorders in Detroit; Founding of The Shulman Center free monthly਀      攀ⴀ一攀眀猀氀攀琀琀攀爀㬀 䴀爀⸀ 匀栀甀氀洀愀渀 愀瀀瀀攀愀爀猀 漀渀 ㈀　⼀㈀　 愀渀搀 倀爀椀洀攀 吀椀洀攀 䰀椀瘀攀 琀漀 搀椀猀挀甀猀猀 
      shoplifting addiction and on The Early Show to discuss employee theft...<br>਀      㰀戀爀㸀 
      <strong>2006</strong>: &quot;Big Spender&quot; premiers on TLC Network;਀      伀瀀爀愀栀✀猀 ☀焀甀漀琀㬀䐀攀戀琀 䐀椀攀琀☀焀甀漀琀㬀 猀攀爀椀攀猀 昀椀爀猀琀 愀椀爀猀㬀 䴀爀⸀ 匀栀甀氀洀愀渀 挀漀洀瀀氀攀琀攀猀 
      Dr. April Benson's 14-week counselor tele-training for working with਀      挀漀洀瀀甀氀猀椀瘀攀 猀栀漀瀀瀀攀爀猀⼀猀瀀攀渀搀攀爀猀㬀 刀攀渀愀洀椀渀最 漀昀 䌀攀渀琀攀爀 愀猀 吀栀攀 匀栀甀氀洀愀渀 䌀攀渀琀攀爀 
      for Compulsive Theft &amp; Spending...<br>਀      㰀戀爀㸀 
      <strong>2007</strong>: 15-Year Anniversary of C.A.S.A.; The Dave Ramsey਀      匀栀漀眀 椀猀 猀礀渀搀椀挀愀琀攀搀㬀 ☀焀甀漀琀㬀圀栀愀琀 圀漀甀氀搀 䨀攀猀甀猀 䈀甀礀㼀☀焀甀漀琀㬀☀渀戀猀瀀㬀昀椀氀洀 
      released;&nbsp;Mr. Shulman consults for another਀      䐀攀琀爀漀椀琀ⴀ愀爀攀愀☀渀戀猀瀀㬀攀搀甀挀愀琀椀漀渀 挀漀洀瀀愀渀礀 琀漀 搀攀瘀攀氀漀瀀 愀 氀漀挀愀氀 挀漀甀爀琀ⴀ漀爀搀攀爀攀搀 
      theft offender program...<br>਀      㰀戀爀㸀 
      <strong>2008</strong>:&nbsp;Mr. Shulman publishes&nbsp;&quot;Bought Out਀      愀渀搀 ␀瀀攀渀琀℀ 刀攀挀漀瘀攀爀礀 昀爀漀洀 䌀漀洀瀀甀氀猀椀瘀攀 ␀栀漀瀀瀀椀渀最 愀渀搀 ␀瀀攀渀搀椀渀最☀焀甀漀琀㬀㬀 ㈀渀搀 
      International Conference on Compulsive Theft &amp; $pending; Bernie਀      䴀愀搀漀昀昀 昀爀愀甀搀 攀砀瀀漀猀攀搀㬀 吀栀攀 匀栀甀氀洀愀渀 䌀攀渀琀攀爀 猀甀攀搀 昀漀爀 愀氀氀攀最攀搀 
      trademark/copyright violations; Mr. Shulman creates home-study class on਀      猀栀漀瀀氀椀昀琀椀渀最 昀漀爀 䬀椀渀最洀愀渀Ⰰ 䄀娀 挀漀甀爀琀 猀礀猀琀攀洀㬀 䴀爀⸀ 匀栀甀氀洀愀渀 挀爀攀愀琀攀猀 漀渀氀椀渀攀 
      shopping addiction education course with American Psychotherapy਀      䄀猀猀漀挀椀愀琀椀漀渀 椀渀 䴀椀猀猀漀甀爀椀⸀⸀⸀ 㰀戀爀㸀 
      <br>਀      㰀猀琀爀漀渀最㸀㈀　　㤀㰀⼀猀琀爀漀渀最㸀㨀 ☀焀甀漀琀㬀䠀漀愀爀搀攀爀猀☀焀甀漀琀㬀 瀀爀攀洀椀攀爀猀 漀渀 䄀☀愀洀瀀㬀䔀 一攀琀眀漀爀欀㬀 
      The Shulman Center settles lawsuit over alleged trademark/copy-right violations਀      愀渀搀 挀栀愀渀最攀猀 琀栀攀 眀攀戀猀椀琀攀 㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552000&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.shopliftersanonymous.com">www.shopliftersanonymous.com</a>਀      琀漀 㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552001&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.kleptomaniacsanonymous.com">www.kleptomaniacsanonymous.com</a>;਀      䌀⸀䄀⸀匀⸀䄀⸀ 眀攀攀欀氀礀 瀀栀漀渀攀 猀甀瀀瀀漀爀琀 最爀漀甀瀀猀 氀愀甀渀挀栀攀搀㬀 ☀焀甀漀琀㬀䌀漀渀昀攀猀猀椀漀渀猀 漀昀 䄀 
      Shopaholic movie released; Mr. Shulman creates theft education class with਀      䈀愀琀漀渀 刀漀甀最攀Ⰰ 䰀漀甀椀猀椀愀渀愀 挀漀甀爀琀 猀礀猀琀攀洀㬀 䴀爀⸀ 匀栀甀氀洀愀渀 愀搀搀猀 栀漀愀爀搀椀渀最 搀椀猀漀爀搀攀爀 
      as a treatment sub-specialty...<br>਀      㰀戀爀㸀 
      <strong>2010</strong>: &quot;Hoarding: Buried Alive&quot; premiers on TLC਀      一攀琀眀漀爀欀㬀 ☀焀甀漀琀㬀匀琀漀爀愀最攀 圀愀爀猀☀焀甀漀琀㬀 瀀爀攀洀椀攀爀猀 漀渀 䄀☀愀洀瀀㬀䔀 一攀琀眀漀爀欀㬀 䴀爀⸀ 
      Shulman creates online employee theft education course with 360 Training਀      椀渀 吀攀砀愀猀㬀 䴀爀⸀ 匀栀甀氀洀愀渀 愀瀀瀀攀愀爀猀 漀渀 吀栀攀 吀漀搀愀礀 匀栀漀眀 琀漀 搀椀猀挀甀猀猀 
      &quot;returnaholics&quot;; Mr. Shulman starts a <a਀      栀爀攀昀㴀∀洀愀椀氀琀漀㨀猀栀漀瀀瀀攀爀猀愀渀搀猀瀀攀渀搀攀爀猀䀀礀愀栀漀漀最爀漀甀瀀猀⸀挀漀洀∀㸀猀栀漀瀀瀀攀爀猀愀渀搀猀瀀攀渀搀攀爀猀䀀礀愀栀漀漀最爀漀甀瀀猀⸀挀漀洀㰀⼀愀㸀 
      online support group...<br>਀      㰀戀爀㸀 
      <strong>............</strong><br>਀      㰀戀爀㸀 
      <strong>2011</strong>: Mr. Shulman intends to publish his fourth book in਀      琀栀攀 猀甀洀洀攀爀ⴀⴀ愀 挀漀洀瀀椀氀愀琀椀漀渀 漀昀 渀攀眀 猀琀愀琀猀⼀昀愀挀琀猀Ⰰ 琀栀攀漀爀椀攀猀Ⰰ 猀琀漀爀椀攀猀 愀渀搀 
      treatment strategies and exercises on addictive-compulsive shoplifting, employee਀      琀栀攀昀琀Ⰰ 猀栀漀瀀瀀椀渀最⼀猀瀀攀渀搀椀渀最Ⰰ 愀渀搀 栀漀愀爀搀椀渀最㬀 䴀爀⸀ 匀栀甀氀洀愀渀 椀猀 瀀氀愀渀渀椀渀最 愀 ㌀爀搀 
      International conference in metro-Detroit; Mr. Shulman hopes to present਀      愀琀 挀漀渀昀攀爀攀渀挀攀猀 椀渀 匀愀渀 䘀爀愀渀挀椀猀挀漀Ⰰ 䌀栀椀挀愀最漀Ⰰ 䰀愀猀 嘀攀最愀猀Ⰰ 圀愀猀栀椀渀最琀漀渀Ⰰ 䐀䌀Ⰰ 
      among others; Mr. Shulman hopes to publish articles and appear on various਀      吀嘀 愀渀搀 爀愀搀椀漀 渀攀眀猀 猀攀最洀攀渀琀猀 漀渀 挀漀洀瀀甀氀猀椀瘀攀 琀栀攀昀琀 愀渀搀 猀瀀攀渀搀椀渀最⸀⸀⸀㰀戀爀㸀 
      </span></p>਀      㰀栀爀㸀 
      <p style='margin-bottom:12.0pt;text-align:justify'><span style='font-size:10.0pt;color:black'>        </span><strong><u><span style='color:mediumvioletred'>LOOKING BACK,਀          䴀伀嘀䤀一䜀 䘀伀刀圀䄀刀䐀㨀 㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀 
      10.0pt;color:mediumvioletred'>Claiming The Gifts of 2010; Creating A਀            嘀椀猀椀漀渀 昀漀爀 ㈀　㄀㄀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
      color:black'><o:p></o:p></span></p>਀      㰀瀀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀䄀挀挀漀爀搀椀渀最 琀漀 琀栀攀 伀瀀椀渀椀漀渀 
      Corporation of Princeton,&nbsp;New Jersey:<br>਀      㰀戀爀㸀 
      * 62% of people make New Years resolutions<br>਀      ⨀ 㠀─ 愀爀攀 愀氀眀愀礀猀 猀甀挀挀攀猀猀昀甀氀㰀戀爀㸀 
      * 19% of people achieve resolutions every other year<br>਀      ⨀ 㐀㤀─ 栀愀瘀攀 椀渀昀爀攀焀甀攀渀琀 猀甀挀挀攀猀猀㰀戀爀㸀 
      * 24%&nbsp;never succeed and have failed on&nbsp;every਀      爀攀猀漀氀甀琀椀漀渀☀渀戀猀瀀㬀攀瘀攀爀礀 礀攀愀爀℀☀渀戀猀瀀㬀⠀吀栀愀琀✀猀 ㄀ 椀渀 㐀 瀀攀漀瀀氀攀 眀栀漀 昀愀椀氀 攀愀挀栀 愀渀搀 
      every time!)<o:p></o:p></span></p>਀      㰀瀀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀樀甀猀琀椀昀礀✀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀匀漀Ⰰ 
      instead of making resolutions, let's do another exercise that may be more਀      昀甀渀Ⰰ 瀀爀漀瘀漀挀愀琀椀瘀攀Ⰰ 愀渀搀 栀攀氀瀀昀甀氀℀㰀戀爀㸀 
      <br>਀      吀漀 猀琀愀爀琀 眀椀琀栀Ⰰ 氀攀琀✀猀 氀漀漀欀 戀愀挀欀 漀渀 琀栀椀猀 瀀愀猀琀 礀攀愀爀⸀ 䠀攀爀攀 愀爀攀 猀漀洀攀 焀甀攀猀琀椀漀渀猀 
      to ask about 2010:<br>਀      㰀戀爀㸀 
      1.&nbsp; What was your greatest victory?<br>਀      ㈀⸀☀渀戀猀瀀㬀 圀栀愀琀 眀愀猀 礀漀甀爀 最爀攀愀琀攀猀琀 氀漀猀猀 漀爀 搀攀昀攀愀琀㼀㰀戀爀㸀 
      3.&nbsp; What was your greatest learning?<br>਀      㐀⸀☀渀戀猀瀀㬀 圀栀愀琀 眀愀猀 礀漀甀爀 最爀攀愀琀攀猀琀 洀椀猀琀愀欀攀㼀㰀戀爀㸀 
      5.&nbsp; In what area(s) did you most grow or move forward?<br>਀      㘀⸀☀渀戀猀瀀㬀 䤀渀 眀栀愀琀 愀爀攀愀⠀猀⤀ 搀椀搀 礀漀甀 洀漀猀琀 猀琀愀礀 猀琀甀挀欀 漀爀 爀攀最爀攀猀猀㼀㰀戀爀㸀 
      7.&nbsp; What was the most fun you had?<br>਀      㠀⸀☀渀戀猀瀀㬀 圀栀愀琀⼀眀栀漀 洀愀搀攀 礀漀甀 琀栀攀 洀漀猀琀 愀渀最爀礀㼀㰀戀爀㸀 
      9.&nbsp; What made you the most scared?<br>਀      ㄀　⸀☀渀戀猀瀀㬀䤀昀 礀漀甀 栀愀搀 琀漀 猀甀洀 甀瀀 ㈀　㄀　 眀椀琀栀 愀 琀椀琀氀攀 漀爀 搀攀猀挀爀椀瀀琀椀漀渀Ⰰ 眀栀愀琀 
      would it be? (Example: &quot;2010, A Year of Challenge/Growth&quot;)<br>਀      㰀戀爀㸀 
      So, how do you feel? Are you glad to see 2010 go? Are you looking forward਀      琀漀 ㈀　㄀㄀ 漀爀 搀爀攀愀搀椀渀最 椀琀㼀 伀爀 愀爀攀 礀漀甀 昀攀攀氀椀渀最 愀 氀椀琀琀氀攀 漀昀 戀漀琀栀㼀 䐀椀搀 礀漀甀 栀愀瘀攀 
      a vision for 2010? A hope? An intention? A guiding focus? If so, was it਀      洀攀琀㼀 䤀昀 渀漀琀Ⰰ 眀栀愀琀 欀攀攀瀀猀 礀漀甀 昀爀漀洀 挀漀ⴀ挀爀攀愀琀椀渀最 礀漀甀爀 爀攀愀氀椀琀礀㼀 圀攀✀爀攀 渀漀琀 
      talking about New Years resolutions or even goals but something less਀      ☀焀甀漀琀㬀氀攀昀琀ⴀ戀爀愀椀渀攀搀⸀☀焀甀漀琀㬀☀渀戀猀瀀㬀㰀戀爀㸀 
      <br>਀      倀攀爀栀愀瀀猀 琀栀攀爀攀✀猀 愀 眀愀礀 琀漀 愀氀氀漀眀 ☀焀甀漀琀㬀猀瀀椀爀椀琀☀焀甀漀琀㬀 琀漀 攀渀琀攀爀 漀甀爀 氀椀瘀攀猀 昀漀爀 
      some guidance. Ask spirit a question such as &quot;what is my lesson for਀      ㈀　㄀㄀㼀 伀爀Ⰰ 眀栀愀琀 椀猀 洀礀 琀漀甀挀栀猀琀漀渀攀Ⰰ 漀爀 洀漀猀琀 瀀漀眀攀爀昀甀氀 最椀昀琀 琀漀 琀栀攀 眀漀爀氀搀 椀渀 
      2001? If we meditate or just get quiet enough, maybe even journal or go਀      昀漀爀 愀 眀愀氀欀 椀渀 琀栀攀 眀漀漀搀猀Ⰰ 眀攀 洀椀最栀琀 戀攀 猀甀爀瀀爀椀猀攀搀 眀栀愀琀 挀漀洀攀猀 琀漀 甀猀⸀ 䌀愀氀氀 椀琀 
      a mini-vision quest if you will. <br>਀      㰀戀爀㸀 
      Another fun and often profound exercise is to draw Angel or Medicine਀      挀愀爀搀猀ⴀⴀ眀栀椀挀栀 礀漀甀 挀愀渀 戀甀礀 愀琀 愀氀洀漀猀琀 愀渀礀 戀漀漀欀猀琀漀爀攀⸀ 匀栀甀昀昀氀攀 琀栀攀 搀攀挀欀Ⰰ 挀氀漀猀攀 
      your eyes, take a deep breath or two and let yourself draw a card from a਀      昀愀挀攀ⴀ搀漀眀渀 猀瀀爀攀愀搀⸀ 䴀礀 眀椀昀攀 愀渀搀 䤀 栀愀瘀攀 搀爀愀眀渀 挀愀爀搀猀 攀瘀攀爀礀 一攀眀 夀攀愀爀猀 昀漀爀 洀愀渀礀 
      years now. We do so as a couple; she also does so with her women's group਀      愀渀搀 䤀 搀漀 猀漀 眀椀琀栀 漀渀攀 漀昀 洀礀 洀攀渀✀猀 最爀漀甀瀀猀⸀ 吀栀椀猀 氀愀猀琀 礀攀愀爀ⴀⴀ愀琀 琀栀攀 戀攀最椀渀渀椀渀最 
      of 2010--I drew the &quot;relax&quot; card. The year before, I drew the਀      ☀焀甀漀琀㬀搀椀瘀椀渀攀 最甀椀搀愀渀挀攀☀焀甀漀琀㬀 挀愀爀搀⸀ 伀渀攀 漀昀 琀栀攀 樀漀欀攀猀 椀猀 琀栀愀琀 琀栀攀 挀愀爀搀猀 眀攀 
      draw (or even the word or vision which comes to us) may be that which is਀      洀漀猀琀 挀栀愀氀氀攀渀最椀渀最 昀漀爀 甀猀⸀ 匀漀Ⰰ 昀漀爀 洀攀Ⰰ☀渀戀猀瀀㬀愀猀 愀 爀攀挀漀瘀攀爀椀渀最 眀漀爀爀礀ⴀ眀愀爀琀Ⰰ 
      drawing the&nbsp;&quot;relax&quot; card was&nbsp;perfect.<br>਀      㰀戀爀㸀 
      You can make resolutions and goals if you want. But I encourage each of਀      甀猀 琀漀 愀氀猀漀 戀攀 漀瀀攀渀 琀漀 琀栀攀 洀礀猀琀攀爀礀 愀渀搀 琀漀 爀攀洀攀洀戀攀爀 琀栀愀琀 氀椀昀攀⼀䜀漀搀⼀猀漀甀爀挀攀 
      has its own plans in mind for us. Stay open, stay curious, stay alert,਀      愀渀搀 猀琀愀礀 愀洀甀猀攀搀⸀㰀戀爀㸀 
      </span></p>਀      㰀栀爀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'> <strong><u>HOLIDAY RETAIL SALES UP OVER LAST TWO YEARS: A GOOD SIGN?</u></strong><b><u><br>਀        㰀戀爀㸀 
        </u></b></span><span style='font-size:10.0pt;color:black'>Preliminary਀          昀椀最甀爀攀猀 猀琀愀琀攀 琀栀愀琀 栀漀氀椀搀愀礀 爀攀琀愀椀氀 猀愀氀攀猀 昀爀漀洀 一漀瘀攀洀戀攀爀 琀栀爀漀甀最栀 䐀攀挀攀洀戀攀爀 
          are up sharply over 2008 and 2009 and may even pass 2007's pre-recession਀          渀甀洀戀攀爀猀⸀ 圀栀椀氀攀 琀栀椀猀 洀愀礀 戀攀 最漀漀搀 渀攀眀猀 昀漀爀 琀栀攀 攀挀漀渀漀洀礀 愀渀搀 挀漀甀氀搀 戀攀 
          interpreted as a sign that consumer confidence has returned, we might਀          愀氀猀漀 樀甀猀琀 戀攀 愀 戀椀琀 愀眀愀爀攀 琀栀愀琀 漀甀爀 ☀焀甀漀琀㬀猀栀漀瀀愀栀漀氀椀挀☀焀甀漀琀㬀 琀攀渀搀攀渀挀椀攀猀 洀攀爀攀氀礀 
          took a temporary hiatus and we've just individually and collectively had਀          愀 洀愀樀漀爀 爀攀氀愀瀀猀攀℀ 圀攀✀氀氀 栀愀瘀攀 琀漀 眀愀椀琀 愀渀搀 猀攀攀⸀⸀⸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <hr>਀      㰀瀀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀樀甀猀琀椀昀礀✀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀 㰀⼀猀瀀愀渀㸀㰀戀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀㰀戀爀㸀 
        <strong>2011: 25TH ANNUAL DEBTORS ANONYMOUS WORLD SERVICE CONFERENCE </strong><br>਀        㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀㰀戀爀㸀 
          <em><b>To be held in Detroit, Michigan August 2011. Stay tuned for more਀            搀攀琀愀椀氀猀 漀爀 挀栀攀挀欀 㰀⼀戀㸀㰀⼀攀洀㸀㰀⼀猀瀀愀渀㸀㰀攀洀㸀㰀戀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
      color:blue'><a href="http://www.debtorsanonymous.org"><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀琀礀氀攀㨀渀漀爀洀愀氀✀㸀眀眀眀⸀搀攀戀琀漀爀猀愀渀漀渀礀洀漀甀猀⸀漀爀最㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀戀㸀㰀⼀攀洀㸀㰀戀㸀㰀椀㸀㰀甀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;color:blue'><br></span></u></i></b></p>਀      㰀栀爀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>਀        㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552002&subscriberid=50159152&campaignid=662014&linkurl=http://www.facebook.com/index.phplh=359aaeeb3908d62fef93793e5b6b3251&amp;eu=9fnkdlozcjhYtUtptnwUng#!/video/video.php?v=476240019910¬if_t=video_tag">Click Here</a> for Mr. Shulman's recent 5-minute interview on shopping and shoplifting਀        愀搀搀椀挀琀椀漀渀猀 漀渀 氀漀挀愀氀 匀漀甀琀栀昀椀攀氀搀Ⰰ 䴀椀挀栀椀最愀渀 挀愀戀氀攀 吀嘀⸀㰀戀爀㸀 
        <br>਀        㰀戀爀㸀 
        </span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";਀      挀漀氀漀爀㨀戀氀愀挀欀✀㸀一愀琀椀漀渀愀氀 倀甀戀氀椀挀 刀愀搀椀漀 椀渀琀攀爀瘀椀攀眀⼀琀爀愀渀猀挀爀椀瀀琀⼀爀攀挀漀爀搀椀渀最 昀爀漀洀 
          12/3/10 segment on &quot;the dark side of returnaholics&quot;<br>਀          㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552003&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fmarketplace.publicradio.org%2fdisplay%2fweb%2f2010%2f12%2f03%2fmm-can-returning-items-become-an-addiction%2f"਀      琀椀琀氀攀㴀∀戀氀漀挀欀攀搀㨀㨀栀琀琀瀀㨀⼀⼀洀愀爀欀攀琀瀀氀愀挀攀⸀瀀甀戀氀椀挀爀愀搀椀漀⸀漀爀最⼀搀椀猀瀀氀愀礀⼀眀攀戀⼀㈀　㄀　⼀㄀㈀⼀　㌀⼀洀洀ⴀ挀愀渀ⴀ爀攀琀甀爀渀椀渀最ⴀ椀琀攀洀猀ⴀ戀攀挀漀洀攀ⴀ愀渀ⴀ愀搀搀椀挀琀椀漀渀⼀∀㸀㰀猀瀀愀渀 
      style='color:purple'>http://marketplace.publicradio.org/display/web/2010/12/03/mm-can-returning-items-become-an-addiction/</span></a></span><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀㰀戀爀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <hr>਀      㰀瀀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀樀甀猀琀椀昀礀✀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀䠀伀䄀刀䐀䤀一䜀 ⠀愀渀搀 洀漀爀攀 
        hoarding...)</span></u></strong><b><u><span style='color:mediumvioletred'><br>਀          㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀㰀戀爀㸀 
            The A&amp;E Network's&nbsp;&quot;Storage Wars&quot; began December 1,਀            ㈀　㄀　⸀ 匀攀攀 㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀㰀愀 
      href="http://www.aetv.com"><span style='font-weight:normal'>www.aetv.com</span></a></span></u></strong><b><u><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀㰀戀爀㸀 
              <br>਀              㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀䄀氀猀漀Ⰰ 猀攀攀 
                2-part front-page articles on hoarding in November 28/29, 2010 in The਀                䐀攀琀爀漀椀琀 䘀爀攀攀 倀爀攀猀猀 渀攀眀猀瀀愀瀀攀爀㨀㰀戀爀㸀 
                <br>਀                㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552004&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.freep.com%2farticle%2f20101128%2fNEWS05%2f11280542%2f1318%2fHoarders-take-clutter-to-extreme">http://www.freep.com/article/20101128/NEWS05/11280542/1318/Hoarders-take-clutter-to-extreme<br>਀                  㰀⼀愀㸀㰀戀爀㸀 
                <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　　㔀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀昀爀攀攀瀀⸀挀漀洀─㈀昀愀爀琀椀挀氀攀─㈀昀㈀　㄀　㄀㄀㈀㤀─㈀昀䘀䔀䄀吀唀刀䔀匀　㄀─㈀昀㄀㄀㈀㤀　㌀㐀㤀─㈀昀㄀㌀㄀㠀─㈀昀䰀椀瘀椀渀最ⴀ愀渀搀ⴀ搀礀椀渀最ⴀ椀渀ⴀ挀栀愀漀猀ⴀ挀氀甀琀琀攀爀∀㸀栀琀琀瀀㨀⼀⼀眀眀眀⸀昀爀攀攀瀀⸀挀漀洀⼀愀爀琀椀挀氀攀⼀㈀　㄀　㄀㄀㈀㤀⼀䘀䔀䄀吀唀刀䔀匀　㄀⼀㄀㄀㈀㤀　㌀㐀㤀⼀㄀㌀㄀㠀⼀䰀椀瘀椀渀最ⴀ愀渀搀ⴀ搀礀椀渀最ⴀ椀渀ⴀ挀栀愀漀猀ⴀ挀氀甀琀琀攀爀㰀戀爀㸀 
                  </a><br></span></p>਀      㰀栀爀㸀 
      <p style='text-align:justify'><b><u><span style='font-size:13.5pt;font-family:"Arial","sans-serif";਀      挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀䄀 䌀刀䔀䐀䤀吀 䜀䔀一䔀㼀㰀戀爀㸀 
        <br>਀        㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀戀㸀㰀戀㸀㰀椀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䄀爀椀愀氀∀Ⰰ∀猀愀渀猀ⴀ猀攀爀椀昀∀㬀 
      color:black'>Born Into Debt: Gene Linked to Credit Card Balances by਀          嘀愀氀攀爀椀攀 刀漀猀猀Ⰰ 䄀甀最甀猀琀 ㄀㈀Ⰰ ㈀　㄀　㰀戀爀㸀 
          </span></i></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";਀      挀漀氀漀爀㨀戀氀愀挀欀✀㸀㰀戀爀㸀 
            When trying to understand why some people have trouble living within਀            琀栀攀椀爀 洀攀愀渀猀Ⰰ 眀攀 琀攀渀搀 琀漀 戀氀愀洀攀 昀愀挀琀漀爀猀 猀甀挀栀 愀猀 栀椀最栀 椀渀琀攀爀攀猀琀 爀愀琀攀猀 愀渀搀 
            irresponsible spending. Now researchers have found another possible culprit਀            琀漀 愀搀搀 琀漀 琀栀攀 氀椀猀琀㨀 愀 最攀渀攀 氀椀渀欀攀搀 琀漀 挀爀攀搀椀琀ⴀ挀愀爀搀 搀攀戀琀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <div id=articleContent>਀      㰀瀀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䄀爀椀愀氀∀Ⰰ∀猀愀渀猀ⴀ猀攀爀椀昀∀㬀 
      color:black'>Earlier work has shown that <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　　㘀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀猀挀椀攀渀琀椀昀椀挀愀洀攀爀椀挀愀渀⸀挀漀洀─㈀昀琀漀瀀椀挀⸀挀昀洀─㌀昀椀搀─㌀搀最攀渀攀琀椀挀猀∀㸀㰀猀瀀愀渀 
      style='color:#0066CC'>genetics</span></a> plays a role in how we handle਀      洀漀渀攀礀⸀ 䈀甀琀 愀 爀攀挀攀渀琀 猀琀甀搀礀 眀愀猀 琀栀攀 昀椀爀猀琀 琀漀 猀栀漀眀 琀栀愀琀 愀 瀀愀爀琀椀挀甀氀愀爀 最攀渀攀 
      affects financial behavior outside the lab. <span class=googqs-tidbit>Researchers਀      愀琀 琀栀攀 唀渀椀瘀攀爀猀椀琀礀 漀昀 䌀愀氀椀昀漀爀渀椀愀Ⰰ 匀愀渀 䐀椀攀最漀Ⰰ 愀渀搀 琀栀攀 䰀漀渀搀漀渀 匀挀栀漀漀氀 漀昀㰀⼀猀瀀愀渀㸀 
      Economics looked at genetic data and questionnaires already collected਀      昀爀漀洀 洀漀爀攀 琀栀愀渀 ㈀Ⰰ　　　 礀漀甀渀最 愀搀甀氀琀猀 愀最攀搀 ㄀㠀 琀漀 ㈀㘀 愀猀 瀀愀爀琀 漀昀 琀栀攀 一愀琀椀漀渀愀氀 
      Longitudinal Study of Adolescent Health. In particular, they looked at਀      眀栀攀琀栀攀爀 琀栀攀猀攀 礀漀甀渀最 愀搀甀氀琀猀 猀愀椀搀 琀栀攀礀 栀愀搀 愀渀礀 挀爀攀搀椀琀ⴀ挀愀爀搀 搀攀戀琀 愀渀搀 眀栀愀琀 
      version of the MAOA gene they had.<o:p></o:p></span></p>਀      㰀瀀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䄀爀椀愀氀∀Ⰰ∀猀愀渀猀ⴀ猀攀爀椀昀∀㬀 
      color:black'>Monoamine oxidase A (MAOA) is an enzyme that breaks down਀      渀攀甀爀漀琀爀愀渀猀洀椀琀琀攀爀猀 ⠀猀椀最渀愀氀관椀渀最 挀栀攀洀椀挀愀氀猀⤀ 椀渀 琀栀攀 戀爀愀椀渀⸀ 倀爀攀瘀椀漀甀猀 猀琀甀搀椀攀猀 
      have linked the low-efficiency versions of the MAOA gene—the variants਀      琀栀愀琀 挀愀甀猀攀 氀攀猀猀 䴀䄀伀䄀 琀漀 戀攀 瀀爀漀搀甀挀攀搀 戀礀 戀爀愀椀渀 挀攀氀氀猀᐀琠漀 椀洀瀀甀氀猀椀瘀攀渀攀猀猀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p><span style='font-size:10.0pt;font-family:"Arial","sans-serif";਀      挀漀氀漀爀㨀戀氀愀挀欀✀㸀䤀渀 琀栀攀 渀攀眀 猀琀甀搀礀Ⰰ 瀀攀漀瀀氀攀 眀椀琀栀 漀渀攀 ☀焀甀漀琀㬀氀漀眀☀焀甀漀琀㬀 䴀䄀伀䄀 最攀渀攀 
      and one &quot;high&quot; MAOA gene reported having credit-card debt 7.8਀      瀀攀爀挀攀渀琀 洀漀爀攀 漀昀琀攀渀 琀栀愀渀 搀椀搀 瀀攀漀瀀氀攀 眀椀琀栀 琀眀漀 ☀焀甀漀琀㬀栀椀最栀☀焀甀漀琀㬀 瘀攀爀猀椀漀渀猀Ⰰ 
      the researchers found, even when they controlled for factors such as਀      攀搀甀挀愀琀椀漀渀 愀渀搀 猀漀挀椀漀관攀挀漀渀漀洀椀挀 猀琀愀琀甀猀⸀ 䘀漀爀 瀀攀漀瀀氀攀 眀椀琀栀 琀眀漀 ☀焀甀漀琀㬀氀漀眀☀焀甀漀琀㬀 
      versions of the gene, that number jumped to 15.9 percent.<o:p></o:p></span></p>਀      㰀瀀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䄀爀椀愀氀∀Ⰰ∀猀愀渀猀ⴀ猀攀爀椀昀∀㬀 
      color:black'>The researchers were surprised by the magnitude of the਀      搀椀昀昀攀爀攀渀挀攀⸀ ☀焀甀漀琀㬀吀栀攀 攀昀昀攀挀琀 椀猀 愀氀洀漀猀琀 愀猀 戀椀最 愀猀 昀椀渀愀渀挀椀愀氀 
      literacy,&quot; meaning people's ability to digest complicated financial਀      椀渀昀漀爀洀愀琀椀漀渀Ⰰ 㰀猀瀀愀渀 挀氀愀猀猀㴀最漀漀最焀猀ⴀ琀椀搀戀椀琀㸀猀愀礀猀 䨀愀渀ⴀ䔀洀洀愀渀甀攀氀 搀攀 一攀瘀攀Ⰰ 愀渀 
      author of the study.</span><o:p></o:p></span></p>਀      㰀瀀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䄀爀椀愀氀∀Ⰰ∀猀愀渀猀ⴀ猀攀爀椀昀∀㬀 
      color:black'>But, de Neve cautions, an individual's version of the MAOA਀      最攀渀攀 搀漀攀猀 渀漀琀 瀀爀攀搀椀挀琀 眀栀攀琀栀攀爀 栀攀 漀爀 猀栀攀 椀猀 挀愀爀爀礀椀渀最 搀攀戀琀⸀ 吀栀攀 最攀渀攀 
      affects credit-card debt the way other genes have been found to play a਀      爀漀氀攀 椀渀 戀爀攀愀猀琀 㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552007&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.scientificamerican.com%2ftopic.cfm%3fid%3dcancer"><span਀      猀琀礀氀攀㴀✀挀漀氀漀爀㨀⌀　　㘀㘀䌀䌀✀㸀挀愀渀挀攀爀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㨀 愀 瀀愀爀琀椀挀甀氀愀爀 瘀攀爀猀椀漀渀 漀昀 琀栀攀 最攀渀攀 
      increases risk, but many other genetic and environmental factors are਀      椀洀瀀漀爀琀愀渀琀Ⰰ 琀漀漀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";਀      挀漀氀漀爀㨀戀氀愀挀欀✀㸀匀攀攀 爀攀猀琀 漀昀 琀栀椀猀 愀爀琀椀挀氀攀 愀琀㨀 㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552008&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.scientificamerican.com%2farticle.cfm%3fid%3dborn-into-debt"><span਀      猀琀礀氀攀㴀✀挀漀氀漀爀㨀⌀　　㘀㘀䌀䌀✀㸀栀琀琀瀀㨀⼀⼀眀眀眀⸀猀挀椀攀渀琀椀昀椀挀愀洀攀爀椀挀愀渀⸀挀漀洀⼀愀爀琀椀挀氀攀⸀挀昀洀㼀椀搀㴀戀漀爀渀ⴀ椀渀琀漀ⴀ搀攀戀琀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";਀      挀漀氀漀爀㨀戀氀愀挀欀✀㸀 
        <o:p></o:p>਀    㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <hr>਀      㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀㰀戀爀㸀 
      </span><strong><u><span style='color:mediumvioletred'>THE SINS OF THE਀      倀䄀刀䔀一吀☀渀戀猀瀀㬀䴀䄀夀 䈀䔀☀渀戀猀瀀㬀嘀䤀匀䤀吀䔀䐀 唀倀伀一 伀唀刀 䌀䠀䤀䰀䐀刀䔀一㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;color:mediumvioletred'><br>਀      㰀戀爀㸀 
      </span></u><span style='font-size:10.0pt;font-family:"Arial","sans-serif";਀      挀漀氀漀爀㨀戀氀愀挀欀✀㸀䈀攀爀渀愀爀搀 䴀愀搀漀昀昀✀猀 猀漀渀 䴀愀爀欀 䴀愀搀漀昀昀✀猀 爀攀挀攀渀琀 猀甀椀挀椀搀攀 眀愀猀 愀 
      painful reminder of the old saying &quot;the sins of the father are visited਀      甀瀀漀渀 琀栀攀 猀漀渀⸀☀焀甀漀琀㬀 圀栀愀琀攀瘀攀爀 䈀攀爀渀椀攀 䴀愀搀漀昀昀✀猀 洀漀琀椀瘀愀琀椀漀渀 昀漀爀 栀椀猀 
      multi-billion dollar Ponzi scheme--whether pure greed or some combination਀      漀昀 最爀攀攀搀 愀渀搀 猀漀挀椀漀瀀愀琀栀礀ⴀⴀ琀栀攀爀攀 愀爀攀 氀攀猀猀漀渀猀 昀漀爀 愀氀氀 漀昀 甀猀Ⰰ 瀀愀爀攀渀琀猀 愀渀搀 
      non-parents alike: we may never be able to anticipate how badly we hurt਀      琀栀漀猀攀 愀爀漀甀渀搀 甀猀Ⰰ 攀瘀攀渀 琀栀漀猀攀 挀氀漀猀攀猀琀 琀漀 甀猀Ⰰ 愀猀 愀 爀攀猀甀氀琀 漀昀 漀甀爀 愀搀搀椀挀琀椀漀渀猀Ⰰ 
      our greed, our madness.<br>਀      㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀戀氀愀挀欀✀㸀㰀戀爀㸀 
      It remains unclear and unproven if Mark Madoff--who, along with his਀      戀爀漀琀栀攀爀Ⰰ 眀漀爀欀攀搀 昀漀爀 琀栀攀椀爀 昀愀琀栀攀爀ⴀⴀ欀渀攀眀 琀栀攀爀攀 眀愀猀 猀漀洀攀琀栀椀渀最 眀椀挀欀攀搀 椀渀 
      Denmark. Publicly, he proclaimed his innocence and his ignorance, turning਀      栀椀猀 昀愀琀栀攀爀 椀渀 樀甀猀琀 漀瘀攀爀 ㈀ 礀攀愀爀猀 愀最漀⸀ 䴀愀爀欀 䴀愀搀漀昀昀 栀愀搀 洀漀瘀攀搀 栀椀猀 眀椀昀攀 愀渀搀 
      children out of state, changed their last name and appeared to be working਀      眀椀琀栀 椀渀瘀攀猀琀椀最愀琀漀爀猀 愀渀搀 搀漀椀渀最 栀椀猀 戀攀猀琀 琀漀 昀椀渀搀 眀愀礀猀 琀漀 瀀愀礀 挀氀愀椀洀愀渀琀猀⸀ 㰀戀爀㸀 
      <br>਀      䈀甀琀 愀猀 琀栀攀 ㈀ⴀ礀攀愀爀 愀渀渀椀瘀攀爀猀愀爀礀 漀昀 栀椀猀 昀愀琀栀攀爀✀猀 瀀甀戀氀椀挀 搀漀眀渀昀愀氀氀 愀瀀瀀爀漀愀挀栀攀搀Ⰰ 
      his family recognized Mark was becoming more and more despondent. He hung਀      栀椀洀猀攀氀昀 眀椀琀栀 愀 搀漀最 氀攀愀猀栀 攀愀爀氀礀 漀渀攀 洀漀爀渀椀渀最 樀甀猀琀 栀漀甀爀猀 愀昀琀攀爀 攀ⴀ洀愀椀氀椀渀最 栀椀猀 
      family some final words. Some may pr may not feel sorry for any member of਀      琀栀椀猀 昀愀洀椀氀礀⸀ 䈀甀琀 渀漀眀Ⰰ 愀 眀椀昀攀 愀渀搀 猀洀愀氀氀 挀栀椀氀搀爀攀渀 愀爀攀 氀攀昀琀 眀椀琀栀漀甀琀 愀 
      husband and a father and no amount of money could or should be worth਀      琀栀愀琀⸀ 䠀漀瀀攀昀甀氀氀礀Ⰰ 琀栀攀 挀栀椀氀搀爀攀渀 昀椀渀搀 栀攀愀氀椀渀最 愀渀搀 瀀攀愀挀攀⸀㰀戀爀㸀㰀⼀猀瀀愀渀㸀 
      <hr>਀      㰀戀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀㰀戀爀㸀 
      Books of the month:</span></u></b><b><span style='font-size:10.0pt;਀      挀漀氀漀爀㨀戀氀愀挀欀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀戀氀愀挀欀✀㸀 㰀⼀猀瀀愀渀㸀㰀戀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;color:black'>&quot;The Drama of The Gifted Child:਀      吀栀攀 匀攀愀爀挀栀 昀漀爀 吀栀攀 吀爀甀攀 匀攀氀昀☀焀甀漀琀㬀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;color:black'>by Alice Miller (Basic Books, 1979,਀      爀攀瀀爀椀渀琀攀搀 椀渀 ㈀　　㜀⤀㰀戀㸀 㰀⼀戀㸀戀礀 䄀氀椀挀攀 䴀椀氀氀攀爀 愀渀搀 㰀戀㸀☀焀甀漀琀㬀䌀礀戀攀爀 䨀甀渀欀椀攀☀焀甀漀琀㬀 
      </b>by Kevin Roberts&nbsp;(Hazelden,&nbsp;2010).&nbsp;<br>਀      㰀戀爀㸀 
      <b>&quot;The Drama of&nbsp;The Gifted Child&quot;</b> is a well-known਀      挀氀愀猀猀椀挀ⴀⴀ漀爀椀最椀渀愀氀氀礀 眀爀椀琀琀攀渀 椀渀 䜀攀爀洀愀渀 眀椀琀栀 琀栀攀 琀椀琀氀攀 ☀焀甀漀琀㬀倀爀椀猀漀渀攀爀猀 漀昀 
      Childhood&quot;-- it's about child development and personality਀      搀攀瘀攀氀漀瀀洀攀渀琀 愀渀搀 栀漀眀 眀攀 氀攀愀爀渀 琀漀 猀甀瀀瀀爀攀猀猀 漀甀爀 琀爀甀攀 猀攀氀瘀攀猀 琀漀 猀甀爀瘀椀瘀攀 愀渀搀 
      get what love we can. It's also about narcissism and co-dependency. I਀      爀攀愀搀 琀栀椀猀 戀漀漀欀 洀愀渀礀 礀攀愀爀猀 愀最漀 愀渀搀 挀漀甀氀搀渀✀琀 最攀琀 椀渀琀漀 椀琀ⴀⴀ䤀 瀀爀漀戀愀戀氀礀 眀愀猀渀✀琀 
      ready. I had to buy another copy recently to see&nbsp;if I could relate਀      戀攀琀琀攀爀 琀漀 椀琀 愀渀搀 愀昀琀攀爀 ㌀ 瀀愀最攀猀 䤀 栀愀搀 琀漀 瀀甀琀 椀琀 搀漀眀渀 愀猀 椀琀 栀椀琀 洀攀 氀椀欀攀 愀 
      ton of bricks! Boy,&nbsp;how it spoke to me!&nbsp;<b>From the&nbsp;back਀      挀漀瘀攀爀㨀㰀⼀戀㸀 㰀椀㸀䘀愀爀 琀漀漀 洀愀渀礀 漀昀 甀猀 栀愀搀 琀漀 氀攀愀爀渀 愀猀 挀栀椀氀搀爀攀渀 琀漀 栀椀搀攀 漀甀爀 漀眀渀 
      feelings, needs, and memories skillfully in order to meet our parents'਀      攀砀瀀攀挀琀愀琀椀漀渀猀 愀渀搀 眀椀渀 琀栀攀椀爀 ✀氀漀瘀攀⸀✀ 䄀氀椀挀攀 䴀椀氀氀攀爀 眀爀椀琀攀猀Ⰰ ✀圀栀攀渀 䤀 甀猀攀搀 琀栀攀 
      word 'gifted' in&nbsp;the title, I had in mind neither children who਀      爀攀挀攀椀瘀攀 栀椀最栀 最爀愀搀攀猀 椀渀 猀挀栀漀漀氀 渀漀爀 挀栀椀氀搀爀攀渀 琀愀氀攀渀琀攀搀 椀渀 愀 猀瀀攀挀椀愀氀 眀愀礀⸀ 
      I&nbsp;simply meant all of us who have survived an abusive childhood਀      琀栀愀渀欀猀 琀漀 愀渀 愀戀椀氀椀琀礀 琀漀 愀搀愀瀀琀 攀瘀攀渀 琀漀 甀渀猀瀀攀愀欀愀戀氀攀 挀爀甀攀氀琀礀 戀礀 戀攀挀漀洀椀渀最 
      numb... Without this 'gift&quot; offered to us by nature, we would not਀      栀愀瘀攀 猀甀爀瘀椀瘀攀搀⸀☀焀甀漀琀㬀☀渀戀猀瀀㬀䈀甀琀☀渀戀猀瀀㬀洀攀爀攀氀礀 猀甀爀瘀椀瘀椀渀最 椀猀 渀漀琀 攀渀漀甀最栀⸀ ⠀吀栀椀猀 
      book) helps us to reclaim our life by discovering our own crucial needs਀      愀渀搀 漀甀爀 漀眀渀 琀爀甀琀栀⸀㰀戀爀㸀 
      <br>਀      㰀⼀椀㸀㰀戀㸀☀焀甀漀琀㬀䌀礀戀攀爀 䨀甀渀欀椀攀☀焀甀漀琀㬀㰀⼀戀㸀 戀礀 䬀攀瘀椀渀 
      Roberts--a&nbsp;metro-Detroit therapist and good friend of mine--is one਀      漀昀 琀栀攀 瀀椀漀渀攀攀爀椀渀最 戀漀漀欀猀 漀渀 琀栀攀 琀漀瀀椀挀 漀昀 瘀椀搀攀漀 最愀洀攀 愀渀搀 䤀渀琀攀爀渀攀琀 愀搀搀椀挀琀椀漀渀 
      which are fast becoming epidemic. The author chronicals his own descent਀      椀渀琀漀 琀栀椀猀 戀氀愀挀欀 栀漀氀攀 愀渀搀 栀椀猀 攀瘀攀渀琀甀愀氀 爀攀挀漀瘀攀爀礀 眀栀椀挀栀 氀攀搀 栀椀洀 琀漀 
      specialize in ADHD and video game/Internet addiction treatment.਀      吀栀椀猀☀渀戀猀瀀㬀戀漀漀欀 椀猀 眀攀氀氀ⴀ眀爀椀琀琀攀渀 愀渀搀 眀攀氀氀ⴀ漀爀最愀渀椀稀攀搀 愀渀搀 椀猀 栀攀氀瀀昀甀氀 昀漀爀 
      addics, those concerned about them, and&nbsp;mental health਀      瀀爀漀昀攀猀猀椀漀渀愀氀猀⸀☀渀戀猀瀀㬀吀栀攀 愀甀琀栀漀爀 搀攀猀挀爀椀戀攀猀☀渀戀猀瀀㬀愀 爀攀愀猀漀渀愀戀氀攀 爀攀挀漀瘀攀爀礀 
      program of balance rather than full abstinence, taking into consideration਀      琀栀攀 爀攀愀氀椀琀椀攀猀 漀昀 琀漀搀愀礀✀猀 甀戀椀焀甀椀琀漀甀猀 琀攀挀栀渀漀氀漀最椀攀猀 ⸀☀渀戀猀瀀㬀㰀戀㸀䘀爀漀洀 琀栀攀 戀愀挀欀 
      cover:</b> <em>More and More people are isolating themselves, turning਀      琀栀攀椀爀 戀愀挀欀猀 漀渀 爀攀愀氀椀琀礀Ⰰ☀渀戀猀瀀㬀椀最渀漀爀椀渀最 琀栀攀椀爀 昀愀洀椀氀礀 愀渀搀 昀爀椀攀渀搀猀Ⰰ 愀渀搀 攀瘀攀渀 
      losing their jobs due to their excessive use of video games and the਀      䤀渀琀攀爀渀攀琀⸀ ⠀吀栀椀猀☀渀戀猀瀀㬀戀漀漀欀⤀ 最椀瘀攀猀 挀漀洀瀀甀氀猀椀瘀攀 最愀洀攀爀猀 愀渀搀 猀甀爀昀攀爀猀ⴀⴀ愀渀搀 琀栀攀椀爀 
      family and friends--a step-by-step guide for recovery. </em><strong>Congratulations਀      䬀攀瘀椀渀℀ 㰀⼀猀琀爀漀渀最㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀戀氀愀挀欀✀㸀㰀戀爀㸀㰀⼀猀瀀愀渀㸀 
      <hr>਀      㰀猀瀀愀渀 
      style='color:mediumvioletred'><strong><u>A PRAYER/INTENTION FOR THE NEW YEAR...</u></strong><b><u><br>਀      㰀⼀甀㸀㰀⼀戀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀戀氀愀挀欀✀㸀㰀戀爀㸀 
      </span><span style='font-size:10.0pt;color:black'>I/we give/receive਀      氀漀瘀攀⸀⸀⸀  
      <o:p></o:p>਀      㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>I/we਀        最椀瘀攀⼀爀攀挀攀椀瘀攀 挀漀洀瀀愀猀猀椀漀渀⸀⸀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>I/we਀      攀砀瀀攀爀椀攀渀挀攀 瀀愀琀椀攀渀挀攀⸀⸀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>I/we਀      攀洀戀爀愀挀攀 漀甀爀 琀爀甀攀 瀀漀眀攀爀⸀⸀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>I/we਀      攀洀戀爀愀挀攀 漀甀爀 琀爀甀攀 眀椀猀搀漀洀⸀⸀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>I/we਀      愀挀挀攀瀀琀 漀甀爀猀攀氀瘀攀猀 愀渀搀 漀琀栀攀爀猀⸀⸀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>I/we਀      攀砀瀀攀爀椀攀渀挀攀 猀琀椀氀氀渀攀猀猀⸀⸀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>I/we਀      攀洀戀爀愀挀攀 琀爀甀攀 愀戀甀渀搀愀渀挀攀⸀⸀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>I/we਀      猀栀愀爀攀 漀甀爀 最椀昀琀猀 眀椀琀栀 栀甀洀愀渀椀琀礀⸀⸀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>I/we਀      爀攀樀漀椀挀攀 椀渀 渀愀琀甀爀攀✀猀 戀攀愀甀琀礀 愀渀搀 栀愀爀洀漀渀礀⸀⸀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt;color:black'>I/we&nbsp;know&nbsp;peace.</span><span਀      猀琀礀氀攀㴀✀挀漀氀漀爀㨀戀氀愀挀欀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <div class=MsoNormal align=center style='text-align:center'><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀 
      <hr size=2 width="100%" align=center>਀      㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
      <p class=MsoNormal><b><u><span style='color:mediumvioletred'><br>਀      㰀猀琀爀漀渀最㸀吀栀攀 匀栀甀氀洀愀渀 䌀攀渀琀攀爀 䌀漀洀攀猀 琀漀 夀漀甀℀㰀⼀猀琀爀漀渀最㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀戀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt'> <o:p></o:p></span></p>਀      㰀瀀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀樀甀猀琀椀昀礀✀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀䄀 爀攀洀椀渀搀攀爀㨀 
      The Shulman Center offers counseling services in the metro-Detroit area,਀      戀礀 琀攀氀攀瀀栀漀渀攀 愀渀搀⼀漀爀 匀䬀夀倀䔀⸀ 䤀渀 挀攀爀琀愀椀渀 挀椀爀挀甀洀猀琀愀渀挀攀猀ⴀⴀ眀攀 洀愀礀 戀攀 愀戀氀攀 琀漀 
      come to you. Please feel free to contact us to explore what option works਀      戀攀猀琀 昀漀爀 礀漀甀℀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <div class=MsoNormal align=center style='text-align:center'><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀 
      <hr size=2 width="100%" align=center>਀      㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
      <p class=MsoNormal><b><u><span style='color:mediumvioletred'><br>਀      㰀猀琀爀漀渀最㸀䘀爀攀攀 䤀渀琀椀洀愀挀礀 眀椀琀栀 䴀漀渀攀礀 吀攀氀攀瀀栀漀渀攀 匀攀洀椀渀愀爀猀㰀⼀猀琀爀漀渀最㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀戀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt'> <o:p></o:p></span></p>਀      㰀瀀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀樀甀猀琀椀昀礀✀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀䤀琀 椀猀 眀椀琀栀 
      great excitement and confidence that I share about the free਀      ☀焀甀漀琀㬀䤀渀琀椀洀愀挀礀 眀椀琀栀 䴀漀渀攀礀☀焀甀漀琀㬀 琀攀氀攀瀀栀漀渀攀 猀攀洀椀渀愀爀猀 挀漀渀搀甀挀琀攀搀 戀礀 洀礀 
      long-time friend Tom Lietaert and my more recent friend Andrew Hogan who਀      挀甀爀爀攀渀琀氀礀 眀漀爀欀 漀甀琀 漀昀 䈀漀甀氀搀攀爀⼀䐀攀渀瘀攀爀Ⰰ 䌀漀氀漀爀愀搀漀⸀ 吀漀 氀攀愀爀渀 洀漀爀攀 愀渀搀 琀漀 
      register, please go to: <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　　㤀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀猀愀挀爀攀搀漀搀礀猀猀攀礀⸀挀漀洀─㈀昀椀眀洀栀漀洀攀⸀栀琀洀氀∀ 
      target="_blank">http://www.sacredodyssey.com/iwmhome.html</a><o:p></o:p></span></p>਀      㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt'>਀      㰀栀爀 猀椀稀攀㴀㈀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
      </span></div>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 猀琀礀氀攀㴀✀洀愀爀最椀渀ⴀ戀漀琀琀漀洀㨀㄀㈀⸀　瀀琀✀㸀㰀戀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt'><br>਀      倀氀攀愀猀攀 挀栀攀挀欀 漀甀琀☀渀戀猀瀀㬀㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552010&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.shopaholicnomore.com">www.shopaholicnomore.com</a>&nbsp;--਀      䐀爀⸀☀渀戀猀瀀㬀䄀瀀爀椀氀 䰀愀渀攀 䈀攀渀猀漀渀✀猀 渀攀眀 眀攀戀猀椀琀攀℀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt'><o:p></o:p></span></p>਀      㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt'>਀      㰀栀爀 猀椀稀攀㴀㈀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
      </span></div>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀戀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀椀渀搀椀最漀✀㸀䌀漀洀瀀甀氀猀椀瘀攀 吀栀攀昀琀 
      &amp; Spending in The News!&nbsp;December 2010/January 2011:</span></u></b><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀 㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p><span style='font-size:10.0pt'>November 25--Mr. Shulman਀      眀愀猀☀渀戀猀瀀㬀昀攀愀琀甀爀攀搀 椀渀 吀栀攀 一攀眀 夀漀爀欀 倀漀猀琀 漀渀☀渀戀猀瀀㬀猀栀漀瀀瀀椀渀最 愀搀搀椀挀琀椀漀渀 愀渀搀 琀栀攀 
      holidays. See&nbsp;<a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　㄀㄀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀渀礀瀀漀猀琀⸀挀漀洀─㈀昀瀀─㈀昀渀攀眀猀─㈀昀渀愀琀椀漀渀愀氀─㈀昀愀搀搀椀挀琀猀开眀栀漀开昀愀挀攀开搀攀愀琀栀开戀礀开瀀氀愀猀琀椀挀开伀一㜀琀䨀昀㄀漀夀儀洀吀㤀㘀樀㔀䔀戀最娀挀䴀∀㸀栀琀琀瀀㨀⼀⼀眀眀眀⸀渀礀瀀漀猀琀⸀挀漀洀⼀瀀⼀渀攀眀猀⼀渀愀琀椀漀渀愀氀⼀愀搀搀椀挀琀猀开眀栀漀开昀愀挀攀开搀攀愀琀栀开戀礀开瀀氀愀猀琀椀挀开伀一㜀琀䨀昀㄀漀夀儀洀吀㤀㘀樀㔀䔀戀最娀挀䴀㰀⼀愀㸀㰀戀爀㸀 
      <br>਀      䐀攀挀攀洀戀攀爀 ㄀ⴀ㌀ⴀⴀ䴀爀⸀ 匀栀甀氀洀愀渀 瀀爀攀猀攀渀琀攀搀 漀渀 攀洀瀀氀漀礀攀攀 琀栀攀昀琀 搀攀琀攀挀琀椀漀渀 愀渀搀 
      prevention at The National Association of RV Parks and Campgrounds Annual਀      䌀漀渀昀攀爀攀渀挀攀 椀渀 䰀愀猀 嘀攀最愀猀⸀㰀戀爀㸀 
      <br>਀      䐀攀挀攀洀戀攀爀 ㄀㘀ⴀⴀ䴀爀⸀ 匀栀甀氀洀愀渀 眀愀猀 椀渀琀攀爀瘀椀攀眀攀搀 昀漀爀 愀 挀漀氀甀洀渀 愀戀漀甀琀 挀爀攀搀椀琀 挀愀爀搀 
      fraud by a reporter with <u><a href="http://www.creditcards.com">www.creditcards.com</a></u><br>਀      㰀戀爀㸀 
      December 30--Mr. Shulman was quoated in an article in The Oklahoma਀      䨀漀甀爀渀愀氀 刀攀挀漀爀搀 漀渀 猀栀漀瀀瀀椀渀最 愀搀搀椀挀琀椀漀渀⸀ 匀攀攀 㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀戀氀甀攀✀㸀㰀愀 
      href="http://www.journalrecord.com">www.journalrecord.com</a><br>਀      㰀戀爀㸀 
      </span></u><span style='color:black'>December--Mr. Shulman is being interviewed਀      戀礀 䄀琀氀愀猀 䴀攀搀椀愀 昀漀爀 愀 猀栀漀眀 愀戀漀甀琀 挀漀洀瀀甀氀猀椀瘀攀 猀栀漀瀀瀀椀渀最⸀㰀戀爀㸀 
      <br>਀      䐀攀挀攀洀戀攀爀ⴀⴀ䴀爀⸀ 匀栀甀氀洀愀渀 眀愀猀 椀渀琀攀爀瘀椀攀眀攀搀 戀礀 䌀䈀䌀 ⠀䌀愀渀愀搀椀愀渀 䈀爀漀愀搀挀愀猀琀 
      Corporation) out of Washington, DC on compulsive shopping/spending.<br>਀      㰀戀爀㸀 
      December--Mr. Shulman continued consulting on two reality TV shows about਀      挀漀洀瀀甀氀猀椀瘀攀 猀栀漀瀀瀀椀渀最⼀猀瀀攀渀搀椀渀最ⴀⴀ漀渀攀 漀渀 䈀爀愀瘀漀 一攀琀眀漀爀欀 愀渀搀 愀渀漀琀栀攀爀 漀渀 吀栀攀 
      Discovery Channel.<br>਀      㰀戀爀㸀 
      December--Mr. Shulman&nbsp;continued consulting with MSNBC's &quot;Your਀      䈀甀猀椀渀攀猀猀☀焀甀漀琀㬀 搀椀猀挀甀猀猀椀渀最 攀洀瀀氀漀礀攀攀 琀栀攀昀琀⸀㰀戀爀㸀 
      <br>਀      㰀⼀猀瀀愀渀㸀䨀愀渀甀愀爀礀 㐀⼀㔀Ⰰ ㈀　㄀㄀ⴀⴀ䴀爀⸀ 匀栀甀氀洀愀渀 眀椀氀氀 戀攀 椀渀 吀漀爀漀渀琀漀 戀攀椀渀最 
      interviewed for a Canadian documentary-style program on compulsive਀      猀栀漀瀀瀀椀渀最⼀猀瀀攀渀搀椀渀最⸀㰀戀爀㸀 
      <br>਀      䨀愀渀甀愀爀礀 㠀Ⰰ ㈀　㄀㄀ⴀⴀ䴀爀⸀ 匀栀甀氀洀愀渀 眀椀氀氀 瀀爀攀猀攀渀琀 愀琀 琀栀攀 洀漀渀琀栀氀礀 䴀攀渀 漀昀 吀漀搀愀礀 
      meeting at Renaissance Unity Church in Warren, MI. His 90 minute਀      瀀爀攀猀攀渀琀愀琀椀漀渀㨀 ☀焀甀漀琀㬀䰀漀漀欀椀渀最 䈀愀挀欀Ⰰ 䴀漀瘀椀渀最 䘀漀爀眀愀爀搀㨀 䌀氀愀椀洀椀渀最 琀栀攀 䜀椀昀琀猀 漀昀 
      2010, Creating a Vision for 2011.<br>਀      㰀戀爀㸀 
      January 18, 2011--Mr. Shulman will be presenting on employee theft at The਀      䄀洀攀爀椀挀愀渀 匀漀挀椀攀琀礀 漀昀 䔀洀瀀氀漀礀攀爀猀 椀渀 䰀椀瘀漀渀椀愀Ⰰ 䴀䤀⸀㰀戀爀㸀 
      <br>਀      䨀愀渀甀愀爀礀 ㈀　㄀㄀ⴀⴀ䴀爀⸀ 匀栀甀氀洀愀渀 眀椀氀氀 戀攀 焀甀漀琀攀搀 椀渀 愀渀 愀爀琀椀挀氀攀 愀戀漀甀琀 猀栀漀瀀氀椀昀琀椀渀最 
      addiction and C.A.S.A. support groups in The Grand Rapids (Michigan)਀      倀爀攀猀猀⸀ 㰀戀爀㸀 
      <br>਀      䨀愀渀甀愀爀礀 ㈀　㄀㄀ⴀⴀ䴀爀⸀ 匀栀甀氀洀愀渀☀渀戀猀瀀㬀琀漀 戀攀☀渀戀猀瀀㬀昀攀愀琀甀爀攀搀 椀渀 刀攀愀氀 匀椀洀瀀氀攀 
      magazine about compulsive shopping and spending.<br>਀      㰀戀爀㸀 
      <b><i><u><span style='color:mediumvioletred'>February 2011 and beyond...</span></u></i></b><br>਀      㰀戀爀㸀 
      February 4, 2011--Mr. Shulman will be presenting a 2-hour seminar on਀      攀洀瀀氀漀礀攀攀 琀栀攀昀琀 琀漀 洀攀琀爀漀ⴀ䐀攀琀爀漀椀琀 愀爀攀愀 爀攀挀椀瀀椀攀渀琀猀 爀椀最栀琀猀 眀漀爀欀攀爀猀 愀琀 
      Washtenaw County Community College.<br>਀      㰀戀爀㸀 
      Feburary 11 and 20, 2011--Mr. Shulman will be presenting two 6-hour਀      猀攀洀椀渀愀爀猀 昀漀爀 挀漀渀琀椀渀甀渀椀渀最 攀搀甀挀愀琀椀漀渀 挀爀攀搀椀琀 椀渀 琀栀攀 洀攀琀爀漀ⴀ䐀攀琀爀漀椀琀 愀爀攀愀⸀ 䔀愀挀栀 
      seminar will cover material on shoplifting/kleptomania/employee theft,਀      挀漀洀瀀甀氀猀椀瘀攀 猀栀漀瀀瀀椀渀最⼀猀瀀攀渀搀椀渀最Ⰰ 愀渀搀 栀漀愀爀搀椀渀最⼀挀氀甀琀琀攀爀椀渀最 搀椀猀漀爀搀攀爀猀⸀ 倀氀攀愀猀攀 
      contact The Shulman Center for more information and/or registration.<br>਀      㰀戀爀㸀 
      April 7/8, 2011--Mr. Shulman may present on hoarding disorder at The਀      一愀琀椀漀渀愀氀 䄀猀猀漀挀椀愀琀椀漀渀 漀昀 匀漀挀椀愀氀 圀漀爀欀攀爀猀ⴀⴀ䴀椀挀栀椀最愀渀 䌀栀愀瀀琀攀爀 䄀渀渀甀愀氀 
      Conference in Dearborn, MI.<br>਀      㰀戀爀㸀 
      Fall 2011--Mr. Shulman is hoping to assist with organizing and presenting਀      愀琀 愀渀 愀氀氀ⴀ搀愀礀 挀漀渀昀攀爀攀渀挀攀 椀渀 匀愀渀 䘀爀愀渀挀椀猀挀漀Ⰰ 䌀䄀 漀渀 瘀愀爀椀漀甀猀 椀洀瀀甀氀猀攀 挀漀渀琀爀漀氀 
      disorders.<br>਀      㰀戀爀㸀 
      October 1, 2011--Mr. Shulman will be presenting an all-day seminar on਀      挀漀洀瀀甀氀猀椀瘀攀 琀栀攀昀琀 ☀愀洀瀀㬀 猀瀀攀渀搀椀渀最 ☀愀洀瀀㬀 栀漀愀爀搀椀渀最☀渀戀猀瀀㬀椀渀 琀栀攀 洀攀琀爀漀ⴀ䐀攀琀爀漀椀琀 
      area.<br>਀      㰀戀爀㸀 
      November 4, 2011--Mr. Shulman will be presenting an all-day seminar on਀      挀漀洀瀀甀氀猀椀瘀攀 琀栀攀昀琀 ☀愀洀瀀㬀 猀瀀攀渀搀椀渀最 ☀愀洀瀀㬀 栀漀愀爀搀椀渀最 椀渀 琀栀攀 䌀栀椀挀愀最漀 愀爀攀愀 
      through Proctor Hospital's/Illinois Institute for Addiction and਀      刀攀挀漀瘀攀爀礀✀猀 漀渀最漀椀渀最 氀攀愀爀渀椀渀最 瀀爀漀最爀愀洀⸀㰀戀爀㸀 
      <br>਀      开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开开㰀戀爀㸀 
      <br>਀      㰀攀洀㸀㰀戀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀伀渀最漀椀渀最⸀⸀⸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀戀㸀㰀⼀攀洀㸀㰀⼀猀瀀愀渀㸀㰀戀㸀㰀椀㸀㰀甀㸀㰀猀瀀愀渀 
      style='color:mediumvioletred'><br>਀      㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀椀㸀㰀⼀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀☀渀戀猀瀀㬀㰀戀爀㸀 
      Mr. Shulman is assisting the Baton Rouge, Louisiana court system a਀      挀漀甀爀琀ⴀ漀爀搀攀爀攀搀 琀栀爀攀攀 栀漀甀爀Ⰰ 昀愀挀椀氀椀琀愀琀攀搀 攀搀甀挀愀琀椀漀渀愀氀 瀀爀漀最爀愀洀 昀漀爀 爀攀琀愀椀氀 
      fraud offenders. The program is based on material from his book਀      ☀焀甀漀琀㬀匀漀洀攀琀栀椀渀最 昀漀爀 一漀琀栀椀渀最㨀 匀栀漀瀀氀椀昀琀椀渀最 䄀搀搀椀挀琀椀漀渀 愀渀搀 刀攀挀漀瘀攀爀礀☀焀甀漀琀㬀 
      (2003).<br>਀      㰀戀爀㸀 
      Mr. Shulman created a&nbsp;1-hour employee theft online course with 360਀      吀爀愀椀渀椀渀最⸀ 䰀攀愀爀渀 眀栀礀 瀀攀漀瀀氀攀 挀漀洀洀椀琀 攀洀瀀氀漀礀攀攀 琀栀攀昀琀Ⰰ 栀漀眀 琀漀 搀攀琀攀爀 椀琀Ⰰ 
      prevent it, and what to do when confronted with it. See or enroll in਀      挀漀甀爀猀攀 愀琀㨀㰀戀爀㸀 
      <u><span style='color:blue'><a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　㄀㈀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀琀栀攀猀栀甀氀洀愀渀挀攀渀琀攀爀⸀㌀㘀　琀爀愀椀渀椀渀最⸀挀漀洀∀㸀栀琀琀瀀㨀⼀⼀琀栀攀猀栀甀氀洀愀渀挀攀渀琀攀爀⸀㌀㘀　琀爀愀椀渀椀渀最⸀挀漀洀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀戀爀㸀 
      <br>਀      䴀爀⸀ 匀栀甀氀洀愀渀 椀猀 挀漀渀猀甀氀琀椀渀最 漀渀 愀 洀愀樀漀爀 洀漀琀椀漀渀 瀀椀挀琀甀爀攀 琀攀渀琀愀琀椀瘀攀氀礀 挀愀氀氀攀搀 
      &quot;The Rush&quot;&nbsp;in which the lead character is addicted to਀      猀栀漀瀀氀椀昀琀椀渀最 愀渀搀 猀琀攀愀氀椀渀最⸀㰀⼀猀瀀愀渀㸀☀渀戀猀瀀㬀㰀戀爀㸀 
      <br>਀      㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀䴀爀⸀ 匀栀甀氀洀愀渀 挀爀攀愀琀攀搀 愀渀 漀渀氀椀渀攀 挀漀渀琀椀渀甀椀渀最 
      education course on compulsive shopping and&nbsp;spending&nbsp;called<br>਀      ☀焀甀漀琀㬀䈀漀甀最栀琀 伀甀琀 愀渀搀 ␀瀀攀渀琀℀☀焀甀漀琀㬀 戀愀猀攀搀 漀渀 栀椀猀 戀漀漀欀 愀渀搀 倀漀眀攀爀 倀漀椀渀琀 
      presentation. The course, offered through The American Psychotherapy਀      䄀猀猀漀挀椀愀琀椀漀渀Ⰰ 椀猀 愀瘀愀椀氀愀戀氀攀 昀漀爀 瀀甀爀挀栀愀猀攀 戀礀 䄀倀䄀 洀攀洀戀攀爀猀 愀渀搀 渀漀渀ⴀ洀攀洀戀攀爀猀⸀ 
      CEs are available. He's working on&nbsp; a therapist certification਀      瀀爀漀最爀愀洀 椀渀 挀漀洀瀀甀氀猀椀瘀攀 琀栀攀昀琀⼀猀瀀攀渀搀椀渀最 昀漀爀 琀栀攀 䄀倀䄀⸀ 㰀戀爀㸀 
      See or enroll in course at:&nbsp;</span><a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　㄀㌀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀愀洀攀爀椀挀愀渀瀀猀礀挀栀漀琀栀攀爀愀瀀礀⸀挀漀洀─㈀昀∀ 
      target="_blank"><span style='font-size:10.0pt;color:#0066CC'>http://www.americanpsychotherapy.com/&nbsp;</span></a><br>਀      㰀戀爀㸀 
      <span style='font-size:10.0pt'>Mr. Shulman&nbsp;collaborated਀      眀椀琀栀☀渀戀猀瀀㬀琀栀攀 䬀椀渀最洀愀渀Ⰰ 䄀娀 挀漀甀爀琀猀☀渀戀猀瀀㬀眀椀琀栀☀渀戀猀瀀㬀愀 
      court-ordered&nbsp;home-study program for retail fraud offenders. The਀      瀀爀漀最爀愀洀 椀猀 戀愀猀攀搀 漀渀 洀愀琀攀爀椀愀氀 昀爀漀洀 栀椀猀 戀漀漀欀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552014&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.somethingfornothingbook.com%2f"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀挀漀氀漀爀㨀⌀　　㘀㘀䌀䌀✀㸀☀焀甀漀琀㬀匀漀洀攀琀栀椀渀最 
      for Nothing: Shoplifting Addiction and Recovery&quot; (2003)</span></a><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀⸀㰀戀爀㸀 
      <br>਀      䴀爀⸀ 匀栀甀氀洀愀渀 椀猀 挀漀渀猀甀氀琀椀渀最 眀椀琀栀 愀渀 愀甀琀栀漀爀 眀栀漀 椀猀 眀爀椀琀椀渀最 愀 渀漀瘀攀氀 愀戀漀甀琀 琀眀漀 
      kleptomaniacs who fall&nbsp;in love with each other.<o:p></o:p></span></p>਀      㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt'>਀      㰀栀爀 猀椀稀攀㴀㈀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
      </span></div>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀戀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀洀攀搀椀甀洀瘀椀漀氀攀琀爀攀搀✀㸀䌀漀渀琀愀挀琀 吀栀攀 
      Shulman Center</span></u></b><span style='font-size:10.0pt'> <o:p></o:p></span></p>਀      㰀瀀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀樀甀猀琀椀昀礀✀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀吀攀爀爀攀渀挀攀 
      Daryl Shulman, JD, LMSW, ACSW, CAAC, CPC<br>਀      䘀漀甀渀搀攀爀⼀䐀椀爀攀挀琀漀爀㰀戀爀㸀 
      P.O. Box 250008<br>਀      䘀爀愀渀欀氀椀渀Ⰰ 䴀椀挀栀椀最愀渀 㐀㠀　㈀㔀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><b><span style='font-size:10.0pt'>E-mail:</span></b><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀㰀戀爀㸀 
      <a href="mailto:terrenceshulman@theshulmancenter.com" "="">terrenceshulman@theshulmancenter.com</a><o:p></o:p></span></p>਀      㰀瀀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀樀甀猀琀椀昀礀✀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀䌀愀氀氀 ⠀㈀㐀㠀⤀ 
      358-8508 for free consultation!<o:p></o:p></span></p>਀      㰀瀀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀樀甀猀琀椀昀礀✀㸀㰀戀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀刀攀氀愀琀攀搀 
      sites by Terrence Shulman:</span></u></b><b><span style='font-size:10.0pt'><br>਀      㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552015&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.theshulmancenter.com%2f"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀眀眀眀⸀琀栀攀猀栀甀氀洀愀渀挀攀渀琀攀爀⸀挀漀洀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt'><br>਀      㰀甀㸀㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552016&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.kleptomaniacsanonymous.com%2f"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀眀眀眀⸀欀氀攀瀀琀漀洀愀渀椀愀挀猀愀渀漀渀礀洀漀甀猀⸀挀漀洀㰀⼀愀㸀㰀戀爀㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　㄀㜀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀猀栀漀瀀瀀椀渀最愀搀搀椀挀琀椀漀渀猀⸀漀爀最─㈀昀∀ 
      target="_blank">www.shoppingaddictions.org</a><br>਀      㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552018&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.shopliftingaddictions.com%2f"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀眀眀眀⸀猀栀漀瀀氀椀昀琀椀渀最愀搀搀椀挀琀椀漀渀猀⸀挀漀洀㰀⼀愀㸀㰀⼀甀㸀㰀戀爀㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　㄀㤀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀琀攀爀爀攀渀挀攀猀栀甀氀洀愀渀⸀挀漀洀─㈀昀∀ 
      ecmhref="">www.terrenceshulman.com</a>&nbsp;<br>਀      㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552020&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.shopaholicsanonymous.org%2f"><span਀      猀琀礀氀攀㴀✀挀漀氀漀爀㨀瀀甀爀瀀氀攀✀㸀眀眀眀⸀猀栀漀瀀愀栀漀氀椀挀猀愀渀漀渀礀洀漀甀猀⸀漀爀最㰀⼀猀瀀愀渀㸀 㰀⼀愀㸀㰀戀爀㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　㈀㄀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀攀洀瀀氀漀礀攀攀琀栀攀昀琀猀漀氀甀琀椀漀渀猀⸀挀漀洀─㈀昀∀ 
      ecmhref=""><span style='color:purple'>www.employeetheftsolutions.com<br>਀      㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀甀㸀㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552022&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.somethingfornothingbook.com%2f"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀眀眀眀⸀猀漀洀攀琀栀椀渀最昀漀爀渀漀琀栀椀渀最戀漀漀欀⸀挀漀洀㰀⼀愀㸀㰀戀爀㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　㈀㌀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀戀椀琀椀渀最琀栀攀栀愀渀搀琀栀愀琀昀攀攀搀猀⸀挀漀洀─㈀昀∀ 
      target="_blank">www.bitingthehandthatfeeds.com</a><br>਀      㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552024&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.boughtoutandspent.com%2f"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀眀眀眀⸀戀漀甀最栀琀漀甀琀愀渀搀猀瀀攀渀琀⸀挀漀洀㰀⼀愀㸀㰀戀爀㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　㈀㔀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀栀漀愀爀搀椀渀最琀栀攀爀愀瀀礀⸀挀漀洀─㈀昀∀ 
      target="_blank">www.hoardingtherapy.com<br>਀      㰀⼀愀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀戀氀甀攀✀㸀㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552026&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.hoardersanonymous.org%2f"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀眀眀眀⸀栀漀愀爀搀攀爀猀愀渀漀渀礀洀漀甀猀⸀漀爀最㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀戀爀㸀 
      <b><br>਀      䈀漀漀欀猀㨀 㰀⼀戀㸀㰀⼀甀㸀㰀戀爀㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　㈀㜀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀猀漀洀攀琀栀椀渀最昀漀爀渀漀琀栀椀渀最戀漀漀欀⸀挀漀洀─㈀昀∀㸀匀漀洀攀琀栀椀渀最 
      For Nothing </a><br>਀      㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552028&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.bitingthehandthatfeeds.com%2f">Biting਀      吀栀攀 䠀愀渀搀 吀栀愀琀 䘀攀攀搀猀 㰀⼀愀㸀㰀戀爀㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　㈀㤀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀戀漀甀最栀琀漀甀琀愀渀搀猀瀀攀渀琀⸀挀漀洀─㈀昀∀㸀䈀漀甀最栀琀 
      Out and $pent </a><o:p></o:p></span></p>਀      㰀瀀 挀氀愀猀猀㴀最爀攀攀渀猀琀礀氀攀㌀ 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀樀甀猀琀椀昀礀✀㸀㰀戀㸀㰀猀瀀愀渀 
      style='font-size:10.0pt'>Products for Purchase--ON SALE through 2009! </span></b><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt'>Mr.਀      匀栀甀氀洀愀渀✀猀 琀栀爀攀攀 戀漀漀欀猀 㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552030&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.somethingfornothingbook.com%2f"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀☀焀甀漀琀㬀匀漀洀攀琀栀椀渀最 昀漀爀 一漀琀栀椀渀最㨀 匀栀漀瀀氀椀昀琀椀渀最 䄀搀搀椀挀琀椀漀渀 ☀愀洀瀀㬀 
      Recovery&quot;</a> and <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀愀瀀瀀⸀攀砀瀀爀攀猀猀攀洀愀椀氀洀愀爀欀攀琀椀渀最⸀挀漀洀⼀最攀琀⸀氀椀渀欀㼀氀椀渀欀椀搀㴀㈀㔀㔀㈀　㌀㄀☀愀洀瀀㬀猀甀戀猀挀爀椀戀攀爀椀搀㴀㔀　㄀㔀㤀㄀㔀㈀☀愀洀瀀㬀挀愀洀瀀愀椀最渀椀搀㴀㘀㘀㈀　㄀㐀☀愀洀瀀㬀氀椀渀欀甀爀氀㴀栀琀琀瀀─㌀愀─㈀昀─㈀昀眀眀眀⸀攀洀瀀氀漀礀攀攀琀栀攀昀琀猀漀氀甀琀椀漀渀猀⸀挀漀洀─㈀昀∀ 
      target="_blank">&quot;Biting The Hand That Feeds: The Employee Theft਀      䔀瀀椀搀攀洀椀挀⸀⸀⸀ 一攀眀 倀攀爀猀瀀攀挀琀椀瘀攀猀Ⰰ 一攀眀 匀漀氀甀琀椀漀渀猀Ⰰ☀焀甀漀琀㬀㰀⼀愀㸀 愀渀搀 㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552032&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fwww.boughtoutandspent.com%2f"਀      琀愀爀最攀琀㴀∀开琀漀瀀∀㸀☀焀甀漀琀㬀䈀漀甀最栀琀 伀甀琀 愀渀搀 ␀瀀攀渀琀℀ 刀攀挀漀瘀攀爀礀 昀爀漀洀 䌀漀洀瀀甀氀猀椀瘀攀 
      $hopping and $pending&quot;</a> are available for $25.00 each (includes਀      猀栀椀瀀瀀椀渀最⼀栀愀渀搀氀椀渀最⤀⸀ 㰀戀爀㸀 
      <br>਀      㰀愀 
      href="http://app.expressemailmarketing.com/get.link?linkid=2552033&amp;subscriberid=50159152&amp;campaignid=662014&amp;linkurl=http%3a%2f%2fapp.expressemailmarketing.com%2f%2520%3f%3d"਀      ∀㴀∀∀㸀䌀氀椀挀欀 栀攀爀攀 琀漀 瀀甀爀挀栀愀猀攀 㰀⼀愀㸀㰀戀爀㸀 
      <br>਀      䔀ⴀ洀愀椀氀 䴀爀⸀ 匀栀甀氀洀愀渀㨀㰀戀爀㸀 
      <a href="mailto:terrenceshulman@theshulmancenter.com" "="">terrenceshulman@theshulmancenter.com਀      㰀⼀愀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      <p style='text-align:justify'><span style='font-size:10.0pt'>or<br>਀      㰀戀爀㸀 
      </span><b><span style='color:mediumvioletred'>Call&nbsp; (248) 358-8508</span></b><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀✀㸀 㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀⼀搀椀瘀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'>਀  㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀⸀㜀㔀瀀琀 ⸀㜀㔀瀀琀 ⸀㜀㔀瀀琀 ⸀㜀㔀瀀琀✀㸀㰀⼀琀搀㸀 
 </tr>਀㰀⼀琀愀戀氀攀㸀 
਀㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀氀椀戀爀椀∀Ⰰ∀猀愀渀猀ⴀ猀攀爀椀昀∀㬀 
mso-ascii-theme-font:minor-latin;mso-hansi-theme-font:minor-latin;mso-bidi-font-family:਀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀椀渀漀爀ⴀ戀椀搀椀㬀搀椀猀瀀氀愀礀㨀渀漀渀攀㬀洀猀漀ⴀ栀椀搀攀㨀愀氀氀✀㸀㰀漀㨀瀀㸀☀渀戀猀瀀㬀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";਀洀猀漀ⴀ愀猀挀椀椀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀椀渀漀爀ⴀ氀愀琀椀渀㬀洀猀漀ⴀ栀愀渀猀椀ⴀ琀栀攀洀攀ⴀ昀漀渀琀㨀洀椀渀漀爀ⴀ氀愀琀椀渀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
"Times New Roman";mso-bidi-theme-font:minor-bidi'><img border=0਀椀搀㴀∀开砀　　　　开椀㄀　㌀㌀∀ 
src="http://app.expressemailmarketing.com/get.imgx?Opened=true&amp;cid=662014&amp;sid=50159152"><o:p></o:p></span></p>਀ 
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