The Shulman Center 1


    Greetings from The Shulman Center!

Compulsive Theft, Spending & Hoarding Newsletter 

September 2013 -- Happy Labor Day, Jewish New Year & Start of Autumn


   Serving People 
Since 1992!



Quotes of the Month


Martin Luther King, Jr


Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that.

Faith is taking the first step even when you don't see the whole staircase.

The ultimate measure of a man is not where he stands in moments of convenience, but where he stand at times of challenge and controversy.

Our lives begin to end the day we become silent about things that matter.

In the end, we will remember not the words of our enemies, but the silence of our friends.

We must develop and maintain the capacity to forgive. He who is devoid of the power to forgive is devoid of the power to love. There is some good in the worst of us and some evil in the best of us. When we discover this, we are less prone to hate our enemies.

The function of education is to teach one to think intensively and to think critically. Intelligence plus character--that is the goal of true education.




Stats/Facts of the Month


Organized Retail Crime costs retailers $30 billion per year in lost profits. (2013, National Retail Federation)


8 out of 10 retailers believe Organized Retail Crime has increased in the last 3 years. (2013, National Retail Federation)


In 2011, Americans spent $202 billion on online shopping. (Forrester Research)


41% of Americans have memorized their 3-4 digit credit card security codes. (Forrester Research)


According to a recent Newsweek magazine article, some people are "wired" to be spenders and some are "wired" to be savers.


85% of pathological hoarders described one or more first-degree relatives as "pack rats." 




Person of the Month

Martin Luther King, Jr 


August 28, 2013 marked the 50th Anniversary of Martin Luther King, Jr's famous "I Have a Dream" speech on the Washington Mall. The event was celebrated throughout the country, including with a gathering on the Mall and over 200 speeches by various dignitaries, culminating in a speech by President Obama.


Interestingly, MLK's original speech didn't even have the words "I have a dream" in it; he ad-libbed toward the end.


Few would deny the great strides we've made in our country (as well as around the world) toward greater equality among races and other groups (women, Latinos, gays, etc). But few would also deny that we still have a ways to go. 


I believe one person can make a difference with a vision, a speech, but it takes many, many people to help make that dream become a reality. Thus, the message President Obama put forth was: "don't stop marching."


I had a dream for myself over 20 years ago: to stop stealing and live a better life. That dream led to another dream: help others stop stealing to live better lives. While I'm still in recovery and while there's still a widespread problem with theft in the U.S. and abroad, I like to believe that I've made a difference and so have many others.


The Shulman Center's Mission Statement is as follows: "Our vision is a world of emotional and financial health and balance, of honesty and deep self-esteem and self-worth for all; where things matter less than relationships and life itself."


Please feel free to join me in our vision to make a difference in your life and in the world.



Book of the Month:


Daring Greatly: How The Courage to Be Vulnerable Transforms The Way We Live, Love, Parent and Lead

by Brene Brown



Over the last couple of years, Brene Brown, a Texas college professor and author has been almost as popular as Oprah. As a matter of fact, she co-led a live tele-seminar on August 26th on Oprah's live website channel.


Ms. Brown became an overnight sensation a few years ago when she gave a TED talk (Technology, Education and Design) on the topic of shame and vulnerability and their gifts. With over 10 million YouTube hits, she has lectured world-wide and has written several books on these topics. "Daring Greatly" is one of the best.


Her premise is that we live in a culture that values strength at all costs and, thus, shame (feeling not good enough) lurks beneath. This shame leads to addiction, violence, and losing ourselves. It is in allowing ourselves to reclaim vulnerability with the right people that we find our souls and true peace and true power. 





Film of the Month:

Lee Daniels' The Butler

Starring Forest Whitaker and Orpah Winfrey


This movie could not have arrived at a better time. Newly into the 2nd term of our first African-American president, on the cusp of the 50th anniversary of MLK's "I have a dream" speech, and in the aftermath of the Travon Martin verdict and the ongoing efforts to change national voting laws, race and racism remain raw subjects.


This 2-hour movie has gotten decent reviews and I feel it should be required viewing for both its historical accounts & perspectives and its fine acting and story-telling. 


The film is based on the true story of an African-Amercan man raised on a southern plantation in the 1940's under Jim Crow laws. He eventually moves north becomes a butler in the White House, first under President Eisenhower in the 1950's and continuing through President Reagan in the 1980s. We are taken through the civil rights movement, the butler's family struggles with is wife and son, and an interesting look at the runnings of the White House. 


The film is a bit reminiscent of "Forrest Gump" but also more relevant to our present issues with race. I highly recommend this fillm!



The Shulman Center on the move and in the news...  


August 16, 2013--Mr. Shulman was part of a panel interviewed live online at HuffPostLive! on shopping addiction. See: Shopping Addiction


August 26, 2013--Mr. Shulman was quoted in an article about shopping addiction in older adults on the website See: Shopping


September 17, 2013--Mr. Shulman will be presenting on organizing and clearing out clutter at The Franklin (MI) Public Library.


September 2013--Mr. Shulman to be quoted in an article on credit card use rules vs. breaking rules of use for


October 2013--Mr. Shulman will have an article about honesty in the workplace in the Jack Hayes International quarterly newsletter. 


October 2, 2013--Mr. Shulman will be have a booth at the Annual Royal Oak, MI Health Fair. 


October 7-9, 2013--Mr. Shulman presents on employee theft at The 3rd Annual Lifestyle Intervention Conference in Las Vegas.


October 27, 2013--Mr. Shulman will be presenting an all-day seminar on compulsive theft, spending and hoarding at Jewish Family Services in West Bloomfield, MI.


November  2, 2013--Mr. Shulman will be presenting on hoarding disorder at the Redford Public Library in Redford, MI. 


November 5 and 14, 2013--Mr. Shulman will present on hoarding disorder to Michigan Nurses and Medical Social Workers Association. 


November 7, 2013--Mr. Shulman will be presenting on hoarding disorder at The Community House in Birmingham, MI.  


May 14, 2014--Mr. Shulman will be presenting on hoarding disorder to the Oakland County (Michigan) Employee Wellness Program. 




NOTE: If you're a therapist, please consider contacting us to enroll in our brief, affordable local or virtual training to become more proficient at assessing and treating compulsive stealing, spending and/or hoarding disorders. See Training


A recent testimonial from July 2013: 


"Thanks to Terry's help I feel confident that I can now provide 

effective treatment for compulsive spending. I'm glad 

I consulted with him early in my career."

Zac Rhodenizer, M.Ed.
Alberta, Canada 


Happy Dog Days of Summer


Here are a few articles of interest by some guest authors..


Inside a Bandit's Brain

Who's Stealing from Your Stores - And Why?

By Fred Minnick 


Loss prevention is one of the most important - and costly - components of retail. Companies spend millions equipping stores with the best surveillance equipment and theft deterrents, locking away easy-to-grab goods that thieves pocket quicker than security can react. The problem is so pervasive that there's even a reality TV show - "Caught Red Handed" on TruTV - reaching 1.25 million weekly viewers.


Much like the retail executives who seek to protect their investments, "Caught Red Handed" focuses on protecting stores. But lost in all this fortification of retail outlets is the who and why of retail theft.


"People steal for different reasons," says Terrence Shulman, founder and director of the Shulman Center for Compulsive Theft, Spending and Hoarding, which categorizes shoplifters into seven groups: Addictive-compulsive shoplifters who suffer from anger issues; professionals who steal for profit; impoverished people who steal out of economic need; thrill-seekers who shoplift for the rush; drug, alcohol or gambling addicts who steal to support their habit; kleptomaniacs, who steal for no reason at all; and absent-minded people who simply don't know what they're doing.


Of those seven categories, though, it's the professionals that get most of the retail industry's attention.


Organized crime

Organized retail crime syndicates steal for the same reasons as drug-dealing gangs: There's big money in it. ORC costs retailers $30 billion annually, according to NRF's 2013 Organized Retail Crime Survey.


The FBI says retail theft is of great concern because it's a "gateway crime" that leads to larger crime rings "that use the illicit proceeds to fund other crimes - such as organized crime activities, health care fraud, money laundering and potentially even terrorism," says FBI supervisory special agent Eric Ives.


Major ORC syndicates include South American theft groups, subsidiaries of Mexican drug cartels and Cuban and Southern Florida criminal groups. Organized retail criminals work in teams, use hand signals and don't necessarily take high-value items - they simply steal what people want. According to the NRF report, top ORC-targeted items include baby formula, laundry detergent, energy drinks, high-end denim, allergy medications and cell phones. The report also noted that eight in 10 retailers believe ORC activity has increased in some fashion in the past three years.


In 2007, NRF and FBI created the Law Enforcement Retail Partnership Network (LERPNet), a secure national database for the reporting of retail theft and serious incidents to allow companies to share information. NRF has also lobbied to make organized retail crime a federal offense; 28 states have already passed or enacted legislation against organized retail crime. Florida governor Rick Scott recently signed into law a bill that guarantees minimum sentencing period of at least 21 months for convicted retail thieves.


"Retail crime causes retailers to pass losses onto other consumers through higher priced goods, making it harder for businesses and consumers to do business in Florida," Scott said when signing the bill. "This new law continues to fight to keep the cost of living low for the families of our state."


The mental health connection

But what about those other six categories of shoplifters? Professionals are not the only thieves out there, and many cannot control their actions: According to the Diagnostic and Statistical Manual of Mental Disorders, kleptomania is an impulse control disorder, along with pathological gambling and pyromania.


Kleptomania was included in the first edition of the DSM, published in 1952 by the American Psychiatric Association, and has always been considered an extremely serious issue. The DSM says kleptomaniacs have an inability to resist urges to steal, feel an increased tension leading to the theft and sense feelings of pleasure when stealing.


In addition, the psychiatric community has discovered that compulsive thieves suffer from many of the same emotional issues as hoarders. In the book Compulsive Hoarding and Acquiring: Therapist Guide, written by Gail Steketee and Randy O. Frost, the authors suggest kleptomaniacs and hoarders suffer a deep fear of what others think and a heightened sensitivity to criticism.


"Not all people who steal hoard, and not all who hoard steal ... but people who steal often hoard the items and have a hard time letting go of the things because of the pain and victory they represent," Shulman says. "Often, too, the items may have symbolic rather than actual value."


Items in a store may actually activate an emotional need to steal: If someone had been abused by a parent, an in-store Mother's or Father's Day promotion might trigger the urge to steal. According to the Mayo Clinic, kleptomania may also be linked to problems with a naturally occurring brain chemical or neurotransmitter called serotonin, which regulates moods and emotions. The Mayo Clinic says stealing causes the release of dopamine (another neurotransmitter) and creates pleasurable feelings.


Shulman says he encourages people with shoplifting problems to avoid stores.


"Often the stealing is a cry for help," he says, "a counterbalance to over-giving and co-dependent behavior, a stress valve, a way of releasing anger and a response to having one's boundaries violated by others."


There are those in the retail industry who do not buy into the theory that psychological issues lead to theft. LPT Security consulting president J. Patrick Murphy has worked in retail his entire career. In the 1980s, working as an LP specialist for Sears, he caught thousands of shoplifters.

"Every single one of them knew exactly what they were doing and that it was both against the law and wrong," Murphy says. "The mental health community wants to shift the emphasis to a set of factors other than the person's own accountability."


Murphy disagrees with the seven categories of shoplifters as well, saying that there are two types: "There's ... somebody who happens to be in the store and gets the compulsion for some reason to steal something," he says. "Then there's organized crime."


Drawbacks to LP efforts

In most states, special merchant acts allow retailers to detain shoplifters and search them until the police arrive; some states even allow retailers to collect a fine on the spot and pursue a civil lawsuit. But civil rights advocates have questioned the legitimacy of these state laws.


"If a store owner says he'll call the police unless you pay up, that's extortion, that's illegal," New York City community advocate Steven Wong told The New York Times in 2010. "And putting up pictures in public, calling someone a thief who has never even been formally charged, that's a violation of their civil rights."


There's also the possibility of LP tactics backfiring. Murphy was called as a forensic witness in a major retailer civil suit. "The loss prevention team was watching this young lady in the bra department," he says. "She went into the dressing room with four bras. She came out with what they thought was three. They sent an LP person into the dressing room and didn't find an empty hanger."


After the woman put three bras back on the rack, the LP crew detained her, called the police and "made her pull up her dress and show her bra," Murphy says.


The woman sued the retailer and won. Cases like this are rare, Murphy says, stressing the need for retailers to be responsible for their own security instead of relying on local police departments. "If I've got a video of you stealing four pairs of jeans and I call the police and I say, 'Here's the video' ... it goes to a detective [with] 500 other cases," he says.


The most underrated retail thieves are employees, Murphy says, and they steal because management lets them. Lack of cash register accountability, policies and procedures about parking and cleaning schedules make the difference in employee theft, he says. "Most retailers have those [policies and procedures]. However, if you have them and you're not enforcing them, employees quickly understand that you are not a manager who is going to enforce policy. That gives them the opportunity.


"There are fewer people who commit employee theft," he says, "but they steal much more than the shoplifters."


See: Loss Prevention


When Retail Therapy Becomes a Shopping Addiction

Compulsive shopping can be a destructive obsession: Learn the warning signs of this tricky addiction.

By Jeff Vrabel


It's a cardinal rule of grandparenting: Kids are for spoiling, with not only attention and love, but also fun and gifts. But in extreme cases, that last part, if left unmonitored, can mutate into an addiction. The combined power of the Internet and mobile devices have made it easier than ever to obtain almost anything one desires, which can't help but contribute to a growing problem -- compulsive shopping, which is categorized as a destructive, impulsive behavioral addiction, much like gambling. 


Consider that Americans spent $202 billion online in 2011, according to Forrester Research Inc., and that a recent survey found that 41% of adults have memorized the three- or four-digit security code on their credit cards--a strong indication that they shop online often.


An Approved Addiction 

Shopping addictions aren't always considered as seriously as other addictions, which means people don't always find compassion for a shopping problem - particularly in the case of women. In fact, it's sometimes considered a "smiled-upon addiction," says April Benson, Ph.D., a psychologist who specializes in the study and treatment of compulsive buying disorders. "Consumption fuels our economy," Benson says. "We never had a president telling us to drink or take drugs, but we did have a president that said we cannot let the terrorists frighten our nation... so go shopping." Debbie Roes, who writes a blog called Recovering Shopaholic that chronicles her own recovery from shopping addictions, says it's culturally "expected" for women to shop. "People joke about it, about 'retail therapy' and things like that," she says, "It's not always taken seriously, and that makes it harder for people to overcome it."


'A Couple Clicks'

Roes says she's spent nearly three decades battling her addiction - moreso since the advent of online shopping. "I've struggled since I was a teenager, and I'm about to turn 47," she says. "It's gotten worse as there have become more opportunities to shop online. Before there would be times when I'd get into debt and go cold turkey, and even a few times where I had to be bailed out. But it's harder and harder to go cold turkey when you can shop with a couple clicks."


A Problem For All Ages

Terrence Shulman, founder and director of the Shulman Center for Compulsive Theft, Spending and Hoarding near Detroit, says that some of his patients haved battled this problem as long as they can remember, but some develop it later in life, often following a trauma or loss. "People can have trouble with the aging process, health issues, not working, feeling ignored or estranged from the grandchildren, finding a loss of purpose or meaning," he says. And they're not necessarily out there spoiling themselves. "After stressful events, sometimes people get in trouble for overshopping for children or grandchildren," he says. 


More Than Simple Bankruptcy

As we age, we often have more money to spend, and that can create a perspective problem, Roes says. When speaking of shopping addictions people tend to focus on concrete, measurable problems: debts, foreclosures, divorces and the like. Some shopaholics might not be aware they have a problem, because they're not dealing with any of those issues. But Roes says that while debt is the most visible (and quantitative) of shopping addiction problems, it's hardly the only one. "You can focus on a figure, and say 'I'm $30,000 in debt,' or whatever. But there are subtle signs too. People sometimes say, 'Oh I deserve it, I worked really hard, I have the money.' They may not see the consequences."


Signs That You've Gone Spoiling Overboard

Benson says there are obvious signs when grandparents are overindulging a child: when the kid expects to get whatever he or she wants or when the grandparents aren't honoring the parents' limits. There are more damaging signs as well - forged checks, stolen credit cards - as well as the emotional drain that comes from hiding things. "If you're spending so much energy and time [buying things], you're not spending it on other areas of your life, like relationships," Roes says. "People who have this problem often feel really lonely."


Therapies That Work

Success rates naturally depend on the amount of time and energy that's put into solving the problem. But Benson completed a study, to be published in early 2014, with what she calls "extremely good results." "On average, everyone in the study started out well into the compulsive buying range, and by the time the 12-week group was over, they were solidly in the normal buying range." Which is to say: This is a problem with a fix, as long as you put effort into it. Shulman says another key is to unearth what's driving the behavior in the first place. "You need to understand what is fueling it, whether it's something emotional, or being deprived in your childhood, or filling the void after a loss, or having low self-esteem. If they understand the dynamics, they'll better understand themselves."


A Need For More Resources

One of the problems with compulsive shopping, Benson says, is there aren't as many resources available as there are for other addicts. "Almost none of the residential treatment centers in extreme cases have a really good program for this," she says. "I think there's a rise coming, but, if you'll pardon the pun, it'll be a hard sell. We're all so geared to thinking that happiness is only so far away as the next purchase."



How to Identify, Treat, and Prevent Credit Card Addiction

By Ellen Gans 


Let's cut to the chase: compulsive shopping and credit card addiction are genuine problems, and they're more common than you may think. If you suspect that you suffer from a compulsive shopping and/or credit card addiction, it's important that you understand two things:

  1. You are not alone.
  2. There is a way out.

This article isn't a substitute for professional counseling, but if you follow the steps laid out in this article, you'll be well on your way to gaining control over your credit card use.


Do you have a credit card addiction?

How do you decide when your credit card use has crossed the line into compulsive behavior?


Consider the following list, which cites just a few of the potential red flags in the area of shopping and credit card compulsion. If any of these apply to you, then you may suffer from credit card addiction.

  • Frequent, unnecessary purchases
  • Hiding purchases from spouse or other close family members
  • Holding several "maxed out" credit cards
  • Frequently paying only the monthly minimum

Less acute red flags might signal you're headed down the path toward addiction - not to mention a lot of debt. These signs include:

  • Using credit for everyday items - and not paying off the balance every month
  • Frequent balance transfers to avoid maxing out cards
  • Ignoring credit card statements
  • Skipping one credit card bill to pay another
  • Relying on credit cards to buy things that aren't in your budget
  • Having past due accounts

Does any of this sound familiar? If so, your purchasing habits may qualify as an addiction. Don't feel ashamed. This is an opportunity to take charge and turn things around.


Your brain on credit cards

Let's take a moment to discuss the science behind spending addiction.


First of all, it's important to understand that shopping and credit card addiction can often be concurrent with a variety of other psychological disorders, such as depression, anxiety, drug or alcohol addiction, or ADHD.


So what's going on in the brain of a compulsive spender?


Are you ready to get really "science-y"? An MIT study found that when people were asked to place bids on NBA tickets using either cash or a credit card, the people using credit cards "bid twice as high as the cash crowd."


Crazy, right? Maybe not. Here's an explanation: There are two parts of the brain involved in spending decisions. The part that loves the rush of purchasing is called the nucleus accumbens, and that "rush" you feel is dopamine.


The part that feels twitchy about parting with money is called the insula. Typically, the insula helps mitigate the chance that we'll fork over a big wad of cash unless it's absolutely necessary.


But there's a problem: for some reason, our brains aren't wired to think of cash and credit cards the same way. In other words, the insula doesn't know what to make of credit cards. Perhaps that's why it's not as "painful" to whip out the plastic as it is to hand over a stack of bills.


Those credit card dollars may not feel as "real" to our brain, so we still get the dopamine rush of making a purchase, but we don't get the push-back from the insula. The result: we spend too much money.


Let's look at it from another perspective. It's safe to say that, when faced with a purchasing decision, you have two options: a) spend the money now, or b) save it for later.


Why is spending it now so much more appealing for so many of us? It turns out that it may simply be the way our brains are wired - we're primed for instant gratification. Now more than ever, we want things right away. And with all the technology available today, we're used to getting things right away. That feeds right into the parts of our brain that prefer immediate payoff over long-term gains.


In general, according to research published in Newsweek, "pleasure now is worth more to us than pleasure later." But there's more to it than that. Some people are apparently wired to be "spenders" as opposed to "savers."


That's right. It might be your brain telling you to spend that money. The Newsweek report notes that scientists "are discovering measurable differences in the brains of people who save and those who spend with abandon, particularly in the areas of the brain that predict consequences, process the sense of reward, spur motivation, and control memory."


If you combine the tendency to spend now and the ease and simplicity of flashing a piece of plastic, then you have a recipe for serious problems.


We mentioned earlier that some people make an association between shopping/credit card addiction and other addictive behaviors. Jason Hull mulls over this connection based on his own experiences with credit cards. "Some people can try a drug and never become addicted, and some try it once and become hooked."


Hull got hooked on using credit cards to make purchases that he couldn't afford. It wasn't until he approached it like someone who was addicted to a substance like drugs or alcohol that he could overcome the battle. That meant removing stimuli and having an "intervention" in which someone else had to take full responsibility for his money in order to prevent him from exposure to the addictive behavior.


How to Overcome a Credit Card Addiction

Hull's method to overcome credit card addiction worked for him, but there are other strategies to consider. We'll take a look at several strategies, broken into short-term strategies that you can employ right away, and long-term strategies that can be developed over time.


Short-term strategies

  • Cut up your credit cards
    • Putting them in your sock drawer isn't enough; they need to be inaccessible. Note: do not close the accounts; this can hurt your credit score. You can keep one credit card for emergency use.
  • Create shopping lists every time you go out shopping
    • This includes retail shopping. If you only need a shirt for a special event, you should only buy that one shirt. Many people make grocery lists but don't think to make lists for other shopping trips.
  • Wallet-free shopping
    • Can't bear to go without shopping? That's okay - just leave your wallet at home. You can browse to your heart's content, as long as it doesn't cause stress or anxiety since you can't buy anything.
  • Start tracking your spending
    • You may be stunned at how seemingly innocent purchases add up (like those $5 lattes every morning). Make a spreadsheet and track every penny you spend. No excuses.
  • Find a substitute
    • If you're tempted to spend money, replace the compulsive behavior with a positive behavior. Maybe indulge in your favorite (library) book or go for a walk instead. (Exercise is often the best way to curb compulsive behaviors.)

Long-term strategies

  • Join a support group
    • There are many support groups available for spenders, and opening up in front of others about your addiction doesn't have to be an intimidating, formal situation. Many groups meet regularly over an (inexpensive) meal or gather to share stories and positive advice with people facing similar obstacles.
  • Set goals
    • Everyone deserves the security of an emergency fund. This is money you can draw on in case of unexpected expenses without relying on your credit card. Set a goal of setting aside money for your emergency fund as well as money to pay off debt.
  • See a therapist
    • Addictive behaviors are often deeply rooted, and an expert is often required to get to the bottom of the issue. Don't be afraid to ask for help. It's not a sign of weakness - in fact, it's one of the strongest moves you can make.
  • Meet with a financial counselor
    • A financial counselor can help you develop tailored strategies to get back on track and move forward with healthy financial habits. It's hard to overstate the value of a good financial counselor, so seek recommendations and find a reputable counselor with whom you click.

Credit card and shopping addiction is common, but it can be devastating. There's a snowball effect that can grab hold and won't stop until it has taken you - and your loved ones - down with it. This isn't simply dramatized talk; shopping addiction has destroyed many lives.


The first step to recovery is recognizing the problem. The next step is doing something about it, and doing it consistently. Fortunately, you don't have to face this problem alone. Ask for help and rally your resources. You can do this.


See: Credit Card Addiction


Honesty is its own reward.--Anonymous


Walk in peace.




Tom Lietaert of Sacred Odyssey and the Intimacy with Money programs offers individual money coaching as well as various group workshops on money. Check out Tom's two websites at:






The Shulman Center 2013 Events Calendar 


Ongoing ...


The Baton Rouge, Louisiana court system has a court-ordered, facilitated educational program for retail fraud offenders. The program is based on material from Mr. Shulman's book Something for Nothing: Shoplifting Addiction and Recovery.


Mr. Shulman created a 1-hour employee theft online course with360 Training. Learn why people steal from their jobs, how to deter it, prevent it, and what to do when confronted with it. Enroll at:


Mr. Shulman created an online continuing education course on compulsive shopping and spending called Bought Out and $pent! based on his book and Power Point presentation. The course, CEs offered, through The American Psychotherapy Association. at:





If you're a therapist and wish to be trained & certified 

in the assessment/treatment of compulsive theft, spending and/or hoarding, CONTACT THE SHULMAN CENTER NOW! See:


Tom Lietaert of Sacred Odyssey and the Intimacy with Money programs offers individual money coaching as well as various group workshops on money. Check out Tom's two websites at: /



Gary Zeune of Columbus, Ohio has been a friend and colleague of mine for nearly two years. He has been a consultant and teacher on fraud discovery and prevention for nearly 30 years. He is interviewed in my book Cluttered Lives, Empty Souls: Compulsive Theft, Spending & Hoarding. I recently saw Gary in action recently when he presented an all-day on fraud to metro-Detroit accountants. See:



Debbie Roes is an educator and recovering shopaholic and offers a free insightful blog and e-Newsletter to help you. See:



I recently was told about a website resource that lists strategies for cleaning and de-cluttering and sells various books and products that help with this; so, I'm passing it along... See:




Mr. Shulman's books

available for purchase now!




Something for Nothing: 

Shoplifting Addiction and Recovery (2003) 

See also:






Biting The Hand That Feeds 

Biting The Hand That Feeds:

The Employee Theft Epidemic... New Perspectives, New Solutions (2005) 

See also:





Bought Out and Spent 

Bought Out and $pent! 

Recovery from Compulsive $hopping/$pending (2008) 

See also:





CLES cover 

Cluttered Lives, Empty Souls: 

Compulsive Stealing, Spending and Hoarding (2011) 

See also:




Contact The Shulman Center:


Terrence Daryl Shulman, JD, LMSW, ACSW, CAADC, CPC  


The Shulman Center for Compulsive Theft, Spending & Hoarding


P.O. Box 250008 

Franklin, Michigan 48025




Call (248) 358-8508 for a free consultation!



Our Web Sites:

The Shulman Center

Shoplifting Addictions

Kleptomaniacs Anonymous

Something For Nothing

Shopping Addictions 

Shopaholics Anonymous

Bought Out and Spent 

Employee Theft Solutions

Biting the Hand that Feeds

Hoarding Therapy

Hoarders Anonymous


Books by Terrence Shulman: 


Something for Nothing:Shoplifting Addiction and Recovery

Biting The Hand That Feeds:The Employee Theft Epidemic

Bought Out and $pent! Recovery from Compulsive $hopping and $pending

Cluttered Lives Empty Souls: Compulsive StealingSpending and Hoarding


All book are available for $25.00 each (includes shipping and handling).